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  Skyla Credit Union Checking Accounts
Skyla Credit Union Checking Accounts
in Checking Accounts from Skyla Credit Union · Insured by NCUA
Unaffiliated

Skyla Credit Union Checking Accounts

Unaffiliated
in Checking Accounts from Skyla Credit Union · Insured by NCUA
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0.00% - 3.00%
(Verified 08/04/2023)
Monthly Maintenance Fee $0 - $6.95
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Skyla Credit Union Checking Accounts Review

Skyla Credit Union Checking Accounts is offered by Skyla Credit Union, a credit union founded in 1962 and based in Charlotte, NC. skyla credit union is available in 50 states (and Washington, DC).

Key Takeaways

  • Up to 3.00% annual percentage yield (APY). This account offers an annual percentage yield of up to 3.00%, which is much higher than the average for the checking accounts that we track.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $6.95.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Skyla Credit Union Checking Accounts does not charge fees on ATM transactions.

skyla credit union Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • High variable APY.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Monthly service charge.

skyla credit union FAQ

Are checking accounts from Skyla Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does skyla credit union offer?

skyla credit union offers an APY starting at 0.00% and ranging up to 3.00% (APY stands for annual percentage yield, rates may change).

skyla credit union Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.00% - 3.00%

What are the account minimums for skyla credit union?

skyla credit union does not require a minimum initial deposit.

Skyla Credit Union Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $0

What fees does skyla credit union charge?

The good news is that this account does not have a monthly Service Charge.

Skyla Credit Union Checking Accounts Fees
Description
Monthly Maintenance Fee $0 - $6.95

What features and perks does skyla credit union offer?

This account includes the following features:

  • Mobile Banking Services - skyla credit union allows you to manage your money online or with a mobile app.

What is the customer support email for skyla credit union?

The customer support email for skyla credit union is info@cmcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Skyla Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Monthly Maintenance Fee $0 - $6.95
(Verified 08/04/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) 0.00% - 3.00%
(Verified 08/04/2023)

Skyla Credit Union Checking Accounts Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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