Last Updated: 05/11/2026
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Highlights
Community Rating
Monthly Service Fee
ATM Fee: Out-of-Network (within the U.S.)
Minimum Average Balance to Avoid Monthly Service Fee
APY (Annual Percentage Yield)
Number of Reviews
Axos Bank Basic Business Checking Review
Key Takeaways
- Business owners get up to $400 welcome bonus!*. Open a business checking account by September 30th and get up to $400 when you use promo code NEW400 on your application.*
- 0% APY. As with most checking accounts, Axos Bank Basic Business Checking does not pay interest.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $1,000 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. Axos Bank Basic Business Checking does not charge fees on ATM transactions .
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Axos Bank mobile or online banking.
Axos Bank Basic Business Checking Pros & Cons
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Axos Bank Basic Business Checking FAQ
Are business checking accounts from Axos Bank federally insured?
What APY does Axos Bank Basic Business Checking offer?
What are the account minimums for Axos Bank Basic Business Checking?
| Description | Amount |
| Minimum Initial Deposit | $1000 |
What fees does Axos Bank Basic Business Checking charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $45 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Axos Bank Basic Business Checking offer?
- Business owners get up to $400 welcome bonus!*. Open a business checking account by September 30th and get up to $400 when you use promo code NEW400 on your application.*
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - Axos Bank Basic Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Axos Bank Basic Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message from Axos Bank Basic Business Checking
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Rating not yet determined (2 Reviews)
Rating not yet determined (2 Reviews)
Rating not yet determined (2 Reviews)
Other Business Checking Accounts from Axos Bank
Monthly Service Fee
ATM Fee: Out-of-Network (within the U.S.)
Minimum Average Balance to Avoid Monthly Service Fee
APY (Annual Percentage Yield)
SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.
+100
Axos Bank Basic Business Checking Community Reviews
Would you recommend Axos Bank Basic Business Checking to your friends?
Steve W.
Apr 4, 2023
May or may not recommend
Damilare
Jun 11, 2022
May or may not recommend
Victoria J.
Apr 29, 2022
May or may not recommend
Ian G.
Feb 22, 2022
May or may not recommend
Omolola A.
Jan 5, 2022
May or may not recommend
Yolanda G.
Jul 23, 2021
May or may not recommend
Neha V.
Jul 18, 2021
May or may not recommend
Showing 7 of 7 reviews