Last Updated: 04/18/2025
Pathways Financial Credit Union Business Premium Checking Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Monthly Service Fee
$20(Verified 03/19/2025)
ATM Fee: Out-of-Network (within the U.S.)
$2
Minimum Average Balance to Avoid Monthly Service Fee
$7,500
APY (Annual Percentage Yield)
0.05% - 0.15%(Verified 06/21/2024)
Pathways Financial Credit Union Business Premium Checking Account Review
Pathways Financial Credit Union Business Premium Checking Account is offered by Pathways Financial Credit Union, a credit union founded in 1954 and based in Columbus, OH. Pathways Financial Credit Union Business Premium Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Pathways Financial Credit Union Business Premium Checking Account has an annual percentage yield of up to 0.15% (depending on balance), which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $2500.00.
- Waivable monthly maintenance fee. If you keep an aggregate daily balance of $7,500+, the $20/month maintenance fee is waived.
- $100.00 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. Pathways Financial Credit Union Business Premium Checking Account does not charge fees on ATM transactions within its network but there is a fee of $2.00 for out-of-network ATM transactions .
Pathways Financial Credit Union Business Premium Checking Account Pros & Cons
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Pathways Financial Credit Union Business Premium Checking Account FAQ
Are business checking accounts from Pathways Financial Credit Union federally insured?
Yes, your business checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Pathways Financial Credit Union Business Premium Checking Account offer?
Pathways Financial Credit Union Business Premium Checking Account offers an APY starting at 0.05% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.00.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.05% - 0.15% |
What are the account minimums for Pathways Financial Credit Union Business Premium Checking Account?
Pathways Financial Credit Union Business Premium Checking Account requires a minimum initial deposit of $100.00 to open an account.
| Description | Amount |
| Minimum Initial Deposit | $100.00 |
| APY Minimum Balance | $2,500.00 |
| Minimum Balance to Avoid Monthly Fee | $7,500.00 |
What fees does Pathways Financial Credit Union Business Premium Checking Account charge?
This account charges a monthly maintenance fee of $20.00.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $3.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $33.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $19.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Copy | $3.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Pathways Financial Credit Union Business Premium Checking Account offer?
This account includes the following features:
- Mobile Banking Services - Pathways Financial Credit Union Business Premium Checking Account allows you to manage your money online.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed