Last Updated: 04/18/2025
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Highlights
Monthly Service Fee
ATM Fee: Out-of-Network (within the U.S.)
N/A
Minimum Average Balance to Avoid Monthly Service Fee
APY (Annual Percentage Yield)
Royal Advantage Plus Business Checking Review
Key Takeaways
- Higher than average APY. Royal Advantage Plus Business Checking has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $3000.
- $0 monthly account fees available. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$3,000.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Royal Advantage Plus Business Checking does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Royal Credit Union mobile or online banking.
Royal Advantage Plus Business Checking Pros & Cons
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Royal Advantage Plus Business Checking FAQ
Are business checking accounts from Royal Credit Union federally insured?
What APY does Royal Advantage Plus Business Checking offer?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 0.25% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What are the account minimums for Royal Advantage Plus Business Checking?
| Description | Amount |
| Minimum Initial Deposit | $0 |
| APY Minimum Balance | $3,000 |
| Minimum Balance to Avoid Monthly Fee | $3,000 |
What fees does Royal Advantage Plus Business Checking charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Royal Advantage Plus Business Checking offer?
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Royal Advantage Plus Business Checking allows you to manage your money online.
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Other Business Checking Accounts from Royal Credit Union
Monthly Service Fee
ATM Fee: Out-of-Network (within the U.S.)
N/A
Minimum Average Balance to Avoid Monthly Service Fee
N/A
APY (Annual Percentage Yield)
SuperMoney Net Recommendation Score
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