Last Updated: 04/18/2025
Royal CU Business Rewards Visa® Credit Card
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Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
13.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
13.00%(Verified 06/21/2024)
Annual Fee
$0
Credit Score Range
670 - 850
Royal CU Business Rewards Visa® Credit Card Review
This is a rewards card issued by Royal Credit Union. If you're wondering whether Royal CU Business Rewards Visa® Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Royal CU Business Rewards Visa® Credit Card has a variable regular purchase APR of 13.00%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Royal CU Business Rewards Visa® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Royal CU Business Rewards Visa® Credit Card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR of 13.00%. The card has a variable balance transfer APR of 13.00% .
It also has a variable cash advance APR of 13.00%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 13.00% |
| Balance Transfer APR | 13.00% |
| Cash Advance APR | 13.00% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
Does it offer a cash back or rewards program?
Yes, Royal CU Business Rewards Visa® Credit Card offers a rewards program to its customers.
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 7:00PM
Tuesday
8:30AM - 7:00PM
Wednesday
8:30AM - 7:00PM
Thursday
8:30AM - 7:00PM
Friday
8:30AM - 7:00PM
Saturday
8:30AM - 2:00PM