Skip to content
SuperMoney logo
SuperMoney logo
Business Loans
Business
Advertiser Disclosure

Last Updated: 04/18/2025

Royal Credit Union Small Business Loans

from Royal Credit Union

Last Updated: 04/18/2025

Royal Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Business Loans

Fora Financial Business Loans logo

Fora Financial Business Loans

Strongly recommended9 reviews
Visit Site

Compare All Business Loans

Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Amount Range

Up to $500,000

APR (Variable APR)

N/A

Loan Term (Months)

N/A

Speech bubbles icon

Royal Credit Union Small Business Loans Review

Royal Credit Union Small Business Loans is a business financing offering by Royal Credit Union, based in Eau Claire, WI. Founded in 1964, Royal Credit Union offers access to small business loans in 50 states (and Washington, DC).

Royal Credit Union Small Business Loans FAQ

What are Royal Credit Union Small Business Loans rates?

Royal Credit Union Small Business Loans offers a variable APR business financing product but they do not disclose their rates.

Does Royal Credit Union Small Business Loans charge an origination fee?

Yes, Royal Credit Union Small Business Loans charges a loan origination fee .

Does Royal Credit Union Small Business Loans charge prepayment fees?

Yes, Royal Credit Union Small Business Loans may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

What do you need to qualify for Royal Credit Union Small Business Loans?

Royal Credit Union Small Business Loans requires companies to be in business for at least month
Royal Credit Union Small Business Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Royal Credit Union Small Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Business formation documents
  • Business financial statements
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does Royal Credit Union Small Business Loans report your account activity to credit bureaus?

Yes, Royal Credit Union Small Business Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Royal Credit Union perform a hard credit pull?

Yes, Royal Credit Union Small Business Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

200 Riverfront Terrace
Eau Claire, WI 54703
(800) 341-9911
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 7:00PM
Tuesday
8:30AM - 7:00PM
Wednesday
8:30AM - 7:00PM
Thursday
8:30AM - 7:00PM
Friday
8:30AM - 7:00PM
Saturday
8:30AM - 2:00PM

Other Services by Royal Credit Union

Business Checking Accounts

2 products

Be the first to rate

CD Accounts

2 products

Be the first to rate

Checking Accounts

3 products

Be the first to rate

Money Market Accounts

2 products

Be the first to rate

Savings Accounts

4 products

Be the first to rate

Business Lines of Credit

Be the first to rate

Commercial Mortgage

Be the first to rate

Business Credit Cards

Be the first to rate

Credit Cards

Be the first to rate

Auto Loans

2 products

Be the first to rate

Personal Lines of Credit

Be the first to rate

Personal Loans

2 products

Be the first to rate

Private Student Loans

Be the first to rate

Home Mortgage Loans

Be the first to rate

Auto Loan Refinancing

Be the first to rate

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Royal Credit Union Small Business Loans Community Reviews

Would you recommend Royal Credit Union Small Business Loans to your friends?

There are currently no reviews.

You might also like

Thumbnail for Best Pick: Best Small Business Loans
Best Small Business Loans

SuperMoney

Thumbnail for Blog Article: Business Loans for New Businesses - Everything You Should Know
Business Loans for New Businesses - Everything You Should Know

SuperMoney

Thumbnail for Blog Article: Should You Get a Business Loan From a Bank or an Online Lender?
Should You Get a Business Loan From a Bank or an Online Lender?

Heather Skyler

Thumbnail for Blog Article: How to Get a Business Loan If You Have Bad Credit
How to Get a Business Loan If You Have Bad Credit

SuperMoney

Thumbnail for Blog Article: Business Loan vs Home Equity Loan: Which Is Better for Funding a Business?
Business Loan vs Home Equity Loan: Which Is Better for Funding a Business?

Ante Mazalin

Thumbnail for Blog Article: How to Find the Right Investor for Your Startup Business
How to Find the Right Investor for Your Startup Business

Jessica Walrack