Skip to content
SuperMoney logo
SuperMoney logo
Auto Loan Refinancing
Advertiser Disclosure

Last Updated: 04/18/2025

Royal Credit Union Auto Loan Refinancing

in Auto Loan Refinancing from Royal Credit Union

Last Updated: 04/18/2025

Royal Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Get Competing Auto Loan Refinancing Offers

Compare auto loan refinancing offers from multiple vetted lenders.

Compare auto loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Amount Range

N/A

APR (Variable APR)

Starting at 6.34%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
Speech bubbles icon

Royal Credit Union Auto Loan Refinancing Review

Royal Credit Union Auto Loan Refinancing is an auto loan refinance offering by Royal Credit Union, based in Eau Claire, WI. Founded in 1964, Royal Credit Union offers auto refinance loans in 50 states (and Washington, DC).

What are the auto loan refinancing rates offered through Royal Credit Union Auto Loan Refinancing?

Royal Credit Union Auto Loan Refinancing offers a car loan refinancing product that ranges from 6.34% APR.

What is the maximum loan term you can get with Royal Credit Union Auto Loan Refinancing?

Royal Credit Union Auto Loan Refinancing offers auto refinancing with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Royal Credit Union Auto Loan Refinancing charge an origination fee on auto refinance loans?

Yes, Royal Credit Union Auto Loan Refinancing charges a loan origination fee .

Does Royal Credit Union Auto Loan Refinancing charge a late fee?

Yes, auto refinance loans via Royal Credit Union Auto Loan Refinancing are subject to late payment penalty fees .

Does Royal Credit Union Auto Loan Refinancing charge prepayment fees?

Yes, Royal Credit Union Auto Loan Refinancing does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for Royal Credit Union Auto Loan Refinancing?

Royal Credit Union Auto Loan Refinancing does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Royal Credit Union Auto Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Royal Credit Union Auto Loan Refinancing.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Royal Credit Union Auto Loan Refinancing report your account activity to credit bureaus?

Yes, Royal Credit Union Auto Loan Refinancing reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Royal Credit Union perform a hard credit pull?

Yes, Royal Credit Union Auto Loan Refinancing performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Royal Credit Union a legit company?

Royal Credit Union was founded in 1964, it is a well-established company that has been in business for 62 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

200 Riverfront Terrace
Eau Claire, WI 54703
(800) 341-9911
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 7:00PM
Tuesday
8:30AM - 7:00PM
Wednesday
8:30AM - 7:00PM
Thursday
8:30AM - 7:00PM
Friday
8:30AM - 7:00PM
Saturday
8:30AM - 2:00PM

Other Services by Royal Credit Union