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Last Updated: 04/18/2025

Century Bank of Massachusetts Visa Business Credit Card

in Business Credit Cards from Century Bank of Massachusetts

Last Updated: 04/18/2025

Century Bank of Massachusetts Visa Business Credit Card logo
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Highlights

Purchase APR (Variable APR)

11.99% - 20.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

11.99% - 20.99%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

600 - 850

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Century Bank of Massachusetts Visa Business Credit Card Review

This is a card issued by Century Bank of Massachusetts. If you're wondering whether Century Bank of Massachusetts Visa Business Credit Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 20 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 20 months.
  • APRs: Century Bank of Massachusetts Visa Business Credit Card has a variable regular purchase APR that ranges from 11.99% up to 20.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • A 3% balance transfer fee. Century Bank of Massachusetts Visa Business Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Century Bank of Massachusetts Visa Business Credit Card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 11.99% up to 20.99% . The card has a variable balance transfer APR that ranges from 11.99% up to 20.99% .
It also has a variable cash advance APR of 23.99%. Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 20 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 20 months.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $39 .
  • A returned payment fee of $35.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Century Bank of Massachusetts Visa Business Credit Card logo

    Message from Century Bank of Massachusetts Visa Business Credit Card

    Save on interest with an extended low introductory rate. Intro APR* for Purchases and Balance Transfers: Business: 0% introductory APR for the first 20 billing cycles. After that, 11.99% to 20.99% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. See terms & conditions. Save on interest with a great low rate. Use for large purchases, unexpected expenses or last-minute necessities. You could save on interest and pay down your other credit card balances faster. Annual Fee.

    Contact

    Headquarters

    102 Fellsway West
    Somerville, MA 02145
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 4:00PM
    Tuesday
    8:00AM - 4:00PM
    Wednesday
    8:00AM - 4:00PM
    Thursday
    8:00AM - 5:00PM
    Friday
    8:00AM - 5:00PM
    Saturday
    8:00AM - 1:00PM

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    Other Business Credit Cards from Century Bank of Massachusetts

    Century Bank Massachusetts Visa Cash Credit Card logo
    Rating not yet determined
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    Purchase APR

    13.99% - 22.99%
    Disclaimer popup with additional information

    Balance Transfer APR

    13.99% - 22.99%
    Disclaimer popup with additional information

    Annual Fee

    $0

    Credit Score Range

    650 - 850

    300

    850

    Visit Site

    Century Bank Massachusetts Visa Credit Card logo

    Purchase APR

    15.99% - 20.99%
    Disclaimer popup with additional information

    Balance Transfer APR

    15.99% - 20.99%
    Disclaimer popup with additional information

    Annual Fee

    $95

    Credit Score Range

    650 - 850

    300

    850


    Century Bank of Massachusetts Visa Credit Card logo

    Purchase APR

    13.99% - 22.99%
    Disclaimer popup with additional information

    Balance Transfer APR

    13.99% - 22.99%
    Disclaimer popup with additional information

    Annual Fee

    $0

    Credit Score Range

    650 - 850

    300

    850


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    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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