Last Updated: 05/14/2026
Cobalt Credit Union Platinum Plus Business Visa
Unaffiliated
from Cobalt Credit Union
Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
Cobalt Credit Union Platinum Plus Business Visa Review
Key Takeaways
- APRs: Cobalt Credit Union Platinum Plus Business Visa has a variable regular purchase APR that ranges from 8.25% up to 17.99%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Cobalt Credit Union Platinum Plus Business Visa
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
| Purchase APR | 8.25% - 17.99% |
| Balance Transfer APR | Starting at 8.25% |
| Cash Advance APR | 11.25% - 17.99% |
| Penalty APR | 17.99% |
What fees does it charge?
- There is no annual fee.
- A late payment penalty of up to $30 .
- A returned payment fee of $25.
Does it charge a foreign transaction fee?
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | $25 |
| Late Payment Fee | $5 to $30 |
Does it offer a cash back or rewards program?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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