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  Cobalt Credit Union Platinum Plus Business Visa

Cobalt Credit Union Platinum Plus Business Visa

in Business Credit Cards from Cobalt Credit Union

Unaffiliated

Cobalt Credit Union Platinum Plus Business Visa

Unaffiliated

in Business Credit Cards from Cobalt Credit Union

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Highlights
Purchase APR  (Variable APR) 8.25% - 17.99%
Balance Transfer APR  (Variable APR) Starting at 8.25%
Credit Score Range 600 - 850
Annual Fee $0

Cobalt Credit Union Platinum Plus Business Visa Review

Cobalt Credit Union Platinum Plus Business Visa FAQ

Who is Cobalt Credit Union Platinum Plus Business Visa designed for?

Cobalt Credit Union Platinum Plus Business Visa is a credit card issued by Cobalt Credit Union. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for Cobalt Credit Union Platinum Plus Business Visa?

Cobalt Credit Union Platinum Plus Business Visa has a variable purchase APR that ranges from 8.25% up to 17.99% . The card has a variable balance transfer APR starting at 8.25% .

It also has a variable cash advance APR that ranges from 11.25% up to 17.99% . Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Cobalt Credit Union Platinum Plus Business Visa have an introductory APR offer?

No, Cobalt Credit Union Platinum Plus Business Visa does not come with an introductory APR offer for balance transfers.

Cobalt Credit Union Platinum Plus Business Visa does not offer an introductory rate on new purchases.

Cobalt Credit Union Platinum Plus Business Visa Rates & Terms
Purchase APR 8.25% - 17.99%
Balance Transfer APR Starting at 8.25%
Cash Advance APR 11.25% - 17.99%
Penalty APR 17.99%

What are the Cobalt Credit Union Platinum Plus Business Visa fees?

The following fees apply to Cobalt Credit Union Platinum Plus Business Visa:

  • There is no annual fee.
  • A late payment penalty of up to $30.
  • A returned payment fee of up to $25.

Does Cobalt Credit Union Platinum Plus Business Visa have a foreign transaction fee?

Cobalt Credit Union Platinum Plus Business Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Cobalt Credit Union Platinum Plus Business Visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $25
Late Payment Fee $5 to $30

Is there a Cobalt Credit Union Platinum Plus Business Visa cash back or rewards program?

No, Cobalt Credit Union Platinum Plus Business Visa does not offer a rewards program.

What are the Cobalt Credit Union Platinum Plus Business Visa benefits?

Cobalt Credit Union Platinum Plus Business Visa provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

Does Cobalt Credit Union Platinum Plus Business Visa report your account activity to credit bureaus?

Yes, Cobalt Credit Union Platinum Plus Business Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Cobalt Credit Union Platinum Plus Business Visa

  • Visit the Cobalt Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Cobalt Credit Union

Feature Breakdown

Annual Fee $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Up to 3%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 1%
Late Fee Amount $5 - $30
Minimum Cash Advance Fee ($) Starting at $10
Returned Payment Fee $25
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Purchase Protection
  • Fraud Liability
Rewards Type No Rewards
Balance Computation Daily balance/:l;LK
Cash Advance APR (Variable APR) 11.25% - 17.99%
Penalty APR (Variable APR) 17.99%
Purchase APR (Variable APR) 8.25% - 17.99%
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Balance Transfer APR (Variable APR) Starting at 8.25%
Card Network Visa
Card Type
  • Balance Transfer

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