Last Updated: 04/18/2025
Del Norte Credit Union Business Visa® Amethyst Credit Card
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
Starting at 12.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Starting at 12.99%(Verified 06/21/2024)
Annual Fee
$0
Credit Score Range
N/A
Del Norte Credit Union Business Visa® Amethyst Credit Card Review
This is a cashback card issued by Del Norte Credit Union. If you're wondering whether Del Norte Credit Union Business Visa® Amethyst Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, and fraud protection.
Pros & Cons of Del Norte Credit Union Business Visa® Amethyst Credit Card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR starting at 12.99% . The card has a variable balance transfer APR starting at 12.99% .
It also has a variable cash advance APR starting at 12.99% .
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 12.99% |
| Balance Transfer APR | Starting at 12.99% |
| Cash Advance APR | Starting at 12.99% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- An initial processing fee of $0.00.
- A late payment penalty of $25.00 .
- A returned payment fee of $25.00.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0.00 |
| Foreign Transaction Fee | 1.00% |
| Returned Payment Fee | $25.00 |
| Late Payment Fee | $25.00 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories | Every Purchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Every Purchase
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM