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  Excite Credit Union Visa Business Cash Rewards

Excite Credit Union Visa Business Cash Rewards

in Business Credit Cards from Excite Credit Union

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Excite Credit Union Visa Business Cash Rewards

Unaffiliated

in Business Credit Cards from Excite Credit Union

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Highlights
Purchase APR  (Variable APR) 12.74 - 19.24
Balance Transfer APR  (Variable APR) 14.74 - 21.24
Credit Score Range 700 - 850
Annual Fee N/A

Excite Credit Union Visa Business Cash Rewards Review

Excite Credit Union Visa Business Cash Rewards FAQ

Who is Excite Credit Union Visa Business Cash Rewards designed for?

Excite Credit Union Visa Business Cash Rewards is a credit card issued by Excite Credit Union. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Excite Credit Union Visa Business Cash Rewards?

Excite Credit Union Visa Business Cash Rewards has a variable purchase APR that ranges from 12.74% up to 19.24% . The card has a variable balance transfer APR that ranges from 14.74% up to 21.24% .

It also has a variable cash advance APR that ranges from 14.74% up to 21.24% . Note that late payments are subject to an APR of 17.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Excite Credit Union Visa Business Cash Rewards have an introductory APR offer?

Yes, Excite Credit Union Visa Business Cash Rewards offers an introductory APR rate on balance transfers of 3.99% for a period of 9 months.

This card does offer an introductory APR rate on new purchases of 3.99% for a period of 9 months.

Excite Credit Union Visa Business Cash Rewards Rates & Terms
Purchase APR 12.74% - 19.24%
Balance Transfer APR 14.74% - 21.24%
Cash Advance APR 14.74% - 21.24%
Penalty APR 17.49%

What are the Excite Credit Union Visa Business Cash Rewards fees?

The following fees apply to Excite Credit Union Visa Business Cash Rewards:

  • A late payment penalty of up to $10.
  • A returned payment fee of up to $10.

Does Excite Credit Union Visa Business Cash Rewards have a foreign transaction fee?

Excite Credit Union Visa Business Cash Rewards charges a foreign transaction fee of 3.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Excite Credit Union Visa Business Cash Rewards Fees
Fees Amount
Foreign Transaction Fee 3.00%
Returned Payment Fee up to $10
Late Payment Fee up to $10

Is there a Excite Credit Union Visa Business Cash Rewards cash back or rewards program?

Excite Credit Union Visa Business Cash Rewards offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

Does Excite Credit Union Visa Business Cash Rewards have a signup bonus?

Excite Credit Union Visa Business Cash Rewards doesn't offer a cash signup bonus.

Does Excite Credit Union Visa Business Cash Rewards offer an annual loyalty bonus?

Excite Credit Union Visa Business Cash Rewards doesn't offer a cash loyalty bonus.

What are the Excite Credit Union Visa Business Cash Rewards benefits?

Excite Credit Union Visa Business Cash Rewards provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Price Protection
  • Travel Accident Insurance
  • Reports to major credit bureaus

Does Excite Credit Union Visa Business Cash Rewards report your account activity to credit bureaus?

Yes, Excite Credit Union Visa Business Cash Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Excite Credit Union Visa Business Cash Rewards

  • Visit the Excite Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
View Excite Credit Union Visa Business Cash Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Excite Credit Union

Feature Breakdown

Eligible In-Store Purchases Starting at 1
Every Purchase (Points) Earn 1% of all net purchases
Target Purchases Starting at 1
Introductory Rate 3.99
Purchase Intro APR Period (Variable APR) 9 months
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 3.00
Late Fee Amount Up to 10
Returned Payment Fee Up to 10
Customer Type Business
Minimum Age 21
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Travel Accident Insurance
Rewards Categories
  • Select Merchants
Balance Computation We use a method called "average daily balance (including new purchases)."
Cash Advance APR (Variable APR) 14.74 - 21.24
Credit Limit Up to 30.00
Penalty APR (Variable APR) 17.49
Purchase APR (Variable APR) 12.74 - 19.24
Balance Transfer Fee % After Intro Period 14.74 - 21.24
Balance Transfer Intro APR Period (Variable APR) 9 months
Balance Transfer Introductory APR (Variable APR) 3.99
Balance Transfer APR (Variable APR) 14.74 - 21.24
Card Network Visa
Card Type
  • Rewards
  • Low Interest

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