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Last Updated: 04/18/2025

CoastLife Credit Union Mastercard® Business Credit Card

from CoastLife Credit Union

Last Updated: 04/18/2025

CoastLife Credit Union Mastercard® Business Credit Card logo
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Highlights

Purchase APR (Variable APR)

17.24% - 26.24%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

17.24% - 26.24%(Verified 06/21/2024)

Annual Fee

$0

Credit Score Range

N/A


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CoastLife Credit Union Mastercard® Business Credit Card Review

This is a card issued by CoastLife Credit Union. If you're wondering whether CoastLife Credit Union Mastercard® Business Credit Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 18 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 18 months.
  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.24% up to 26.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • A 3.00% balance transfer fee. CoastLife Credit Union Mastercard® Business Credit Card charges a 3.00% balance transfer during the intro period for the first 18 months and after that charges a fee of 3.00% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees after the intro period. The minimum fee is $5.00.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3.00% every time you make a transaction outside the U.S.

Pros & Cons of CoastLife Credit Union Mastercard® Business Credit Card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 17.24% up to 26.24% . The card has a variable balance transfer APR that ranges from 17.24% up to 26.24% .
It also has a variable cash advance APR of 29.99%. Note that late payments are subject to an APR of 32.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 18 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 18 months.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $39.00 .
  • A returned payment fee of up to $35.00.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 3.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    6810 Saratoga Blvd
    Corpus Christi, TX 78414
    (361) 985-6810
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:30PM
    Tuesday
    9:00AM - 5:30PM
    Wednesday
    10:00AM - 5:30PM
    Thursday
    9:00AM - 5:30PM
    Friday
    9:00AM - 5:30PM
    Saturday
    Closed

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    Purchase APR

    19.24% - 28.24%
    Disclaimer popup with additional information

    Balance Transfer APR

    19.24% - 28.24%
    Disclaimer popup with additional information

    Annual Fee

    $0

    Credit Score Range

    N/A

    Visit Site

    CoastLife Credit Union Mastercard® Business Real Rewards Credit Card logo

    Purchase APR

    19.24% - 28.24%
    Disclaimer popup with additional information

    Balance Transfer APR

    19.24% - 28.24%
    Disclaimer popup with additional information

    Annual Fee

    $0

    Credit Score Range

    N/A


    CoastLife Credit Union Smart Business Rewards Mastercard® Credit Card logo

    Purchase APR

    21.24% - 26.24%
    Disclaimer popup with additional information

    Balance Transfer APR

    21.24% - 26.24%
    Disclaimer popup with additional information

    Annual Fee

    $95

    Credit Score Range

    N/A


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    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    CoastLife Credit Union Mastercard® Business Credit Card Community Reviews

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