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Last Updated: 04/18/2025

Penn State FCU Business Visa Platinum Credit Card

from Penn State Federal Credit Union

Last Updated: 04/18/2025
Penn State Federal Credit Union logo
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Highlights

Purchase APR (Fixed APR)

9.9%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

9.90%(Verified 06/21/2024)

Annual Fee

$0

Credit Score Range

N/A


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Penn State FCU Business Visa Platinum Credit Card Review

This is a card issued by Penn State Federal Credit Union. If you're wondering whether Penn State FCU Business Visa Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Penn State FCU Business Visa Platinum Credit Card has a fixed purchase APR of 9.9%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.0% every time you make a transaction outside the U.S.

Pros & Cons of Penn State FCU Business Visa Platinum Credit Card

What are the relevant APRs?

This business credit card has a fixed purchase APR of 9.9%. The card has a fixed balance transfer APR of 9.90% .
It also has a fixed cash advance APR of 9.9%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $35.00 .
  • A returned payment fee of $25.00.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1.0%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    123 Amberleigh Ln
    Bellefonte, PA 16823
    (814) 865-7728
    Visit Site

    Hours of Operation

    SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 4:00PMSaturdayClosed

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    SuperMoney Net Recommendation Score

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    0

    -1000+100
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    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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