Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
15.49% - 19.49%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
15.49% - 19.49%(Verified 06/21/2024)
Annual Fee
N/A
Credit Score Range
670 - 850
Verity CU Business Rewards Visa Review
This is a cashback card issued by Verity Credit Union. If you're wondering whether Verity CU Business Rewards Visa is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- Open a new Visa Business Signature Rewards card and spend $1,000 in the first 90 days and earn an extra 10,000 points.
- APRs: Verity CU Business Rewards Visa has a variable regular purchase APR that ranges from 15.49% up to 19.49%.
- A 3% balance transfer fee. Verity CU Business Rewards Visa charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Verity CU Business Rewards Visa
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 15.49% up to 19.49% . The card has a variable balance transfer APR that ranges from 15.49% up to 19.49% .
It also has a variable cash advance APR that ranges from 15.49% up to 19.49% .
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 12 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
| Purchase APR | 15.49% - 19.49% |
| Balance Transfer APR | 15.49% - 19.49% |
| Cash Advance APR | 15.49% - 19.49% |
What fees does it charge?
The following fees apply to this business credit card:
| Fees | Amount |
| Balance Transfer Fee | 3% |
Does it offer a cash back or rewards program?
Yes, Verity CU Business Rewards Visa offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Bonus Rewards | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories | Every Purchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Bonus Offer | Open a new Visa Business Signature Rewards card and spend $1,000 in the first 90 days and earn an extra 10,000 points. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Every Purchase
Does it have a sign up bonus?
Yes. Open a new Visa Business Signature Rewards card and spend $1,000 in the first 90 days and earn an extra 10,000 points..
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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