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  LGE Community Credit Union Business Visa
LGE Community Credit Union Business Visa
in Business Credit Cards from LGE Community Credit Union
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LGE Community Credit Union Business Visa

Unaffiliated
in Business Credit Cards from LGE Community Credit Union
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Highlights
Purchase APR  (Variable APR) Starting at 12.06%
Balance Transfer APR  (Variable APR) Starting at 12.06%
Credit Score Range 600 - 850
Annual Fee $0

LGE Community Credit Union Business Visa Review

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers, if you transfer the balance within 180 days of opening the account.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, price protection, purchase protection, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of LGE Community Credit Union business credit card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 3.99%.
  • No balance transfer fee, if you transfer the balance within 180 days. -->.
  • No annual fee.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Travel accident insurance.
  • Considers applicants with fair credit.
  • LGE Community Credit Union Business Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.

LGE Community Credit Union business credit card FAQ

Who is LGE Community Credit Union business credit card designed for?

This is a credit card issued by LGE Community Credit Union.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

This business credit card has a variable purchase APR starting at 12.06% . The card has a variable balance transfer APR starting at 12.06% .

It also has a variable cash advance APR starting at 12.06% .

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 3.99% for a period of 6 months from account opening.

This business card does offer an introductory APR rate on new purchases of 3.99% for a period of 6 months.

LGE Community Credit Union business credit card Rates & Terms
Purchase APR Starting at 12.06%
Balance Transfer APR Starting at 12.06%
Cash Advance APR Starting at 12.06%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $30.
  • There is no overlimit fee

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

LGE Community Credit Union business credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee up to $30
Late Payment Fee up to $35

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Travel Accident Insurance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (770) 424-0060.

What is the support contact email?

The support contact email for this business credit card is CustomerService@LoanAdministration.com.

Does LGE Community Credit Union Business Visa report your account activity to credit bureaus?

Yes, LGE Community Credit Union Business Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the LGE Community Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From LGE Community Credit Union business credit card

An LGE Visa credit card is a great expense management tool for your business, with lots of benefits. Get the highest level of security when it comes to protecting your account from fraudulent charges. Visa’s Fraud Detection Service monitors transactions on your account 7 days a week, 24 hours a day. Click here for information about what to do if a Visa Fraud Representative contacts you. Members will also receive text alerts to their mobile number on file regarding suspected fraudulent activity on their LGE debit or credit card. Members are automatically opted-in to receive these alerts, which have no cost to the member. For more information, click here. Visa Secure (formerly Verified by Visa) enrollment is no longer required on LGE cards, but rest assured that your Visa card transaction is still secure. Your security is important, and therefore we have deployed advanced risk detection technology to monitor transactions which removes the need for passwords, allowing you to shop without interruption. For additional information call the Visa Secure support center at 1-800-504-5705. Sign up for Visa Purchase Alerts to receive near real-time email and text updates on your Visa card activity. This way you can act quickly to help reduce fraud and monitor your account, wherever you are. And Visa Purchase Alerts is a free service for LGE Visa cardholders. Learn more and sign up at Visa.com/PurchaseAlerts. When you see the Visa Click to Pay icon, you’ll no longer have to enter your 16-digit primary account number, remember passwords or fill out long forms to make a purchase. Set up once and choose “remember me” for all future payments. To enroll or manage your cards, click here.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 5:00am - 2:00am
  • Tuesday 5:00am - 2:00am
  • Wednesday 5:00am - 2:00am
  • Thursday 5:00am - 2:00am
  • Friday 5:00am - 2:00am
  • Saturday 6:00am - 10:00am

Other Services by LGE Community Credit Union

Feature Breakdown

Introductory Rate 3.99%
Purchase Intro APR Period (Variable APR) 6 months
Annual Fee $0
Cash Advance Fee (%) Starting at 3%
Cash Advance Fee Minimum $3
Foreign Currency Transaction Fee 1%
Late Fee Amount Up to $35
Minimum Cash Advance Fee ($) $3 - $30
Minimum Interest Charge $0
No Annual Fee
No Interest Grace Period for Late Payment 21 days
Over-Limit Fee $0
Returned Payment Fee Up to $30
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
Rewards Type No Rewards
APR Type Variable APR
Balance Computation Average daily balance (including new purchases).
Cash Advance APR (Variable APR) Starting at 12.06%
Purchase APR (Variable APR) Starting at 12.06%
Balance Transfer Fee % 0%
Balance Transfer Fee Intro Period 180 days
Balance Transfer Fee Minimum $0
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer Introductory APR (Variable APR) 3.99%
Balance Transfer APR (Variable APR) Starting at 12.06%
Card Network Visa
Card Type
  • Low Interest

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