
Century Bank of Massachusetts Term Loans
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Century Bank of Massachusetts Term Loans Review
Century bank is a business financing offering by Century Bank of Massachusetts, based in Somerville, MA. Founded in 1969, Century Bank of Massachusetts offers access to small business loans in 1 state across the USA.
Century bank FAQ
What are Century bank’s rates?
Century bank offers a fixed APR business financing product but they do not disclose their rates.
Does Century bank charge an origination fee?
Yes, Century bank charges a loan origination fee.
Does Century bank charge a late fee?
Yes, Century bank charges borrowers with a late payment fee of up to $15.Does Century bank charge prepayment fees?
Yes, Century bank charges additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.What do you need to qualify for Century Bank of Massachusetts Term Loans?
Century Bank of Massachusetts Term Loans does not require borrowers to have been in business for a minimum number of years. Businesses don't have to meet a minimum annual revenue to be considered.
Century Bank of Massachusetts Term Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Century Bank of Massachusetts Term Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Century Bank of Massachusetts Term Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Government issued photo ID
- Proof of identity
Does Century Bank of Massachusetts Term Loans report your account activity to credit bureaus?
Yes, Century Bank of Massachusetts Term Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
-
102 Fellsway West
Somerville, MA 02145 USA - (866) 823-6887
- Visit Site
- Email Support
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