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Last Updated: 04/18/2025

E-Central Credit Union SBA Loan 504

from E-Central Credit Union

Last Updated: 04/18/2025

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Highlights

Amount Range

Up to $5,000,000

APR (Fixed APR)

N/A

Loan Term (Months)

10 - 25
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E-Central Credit Union SBA Loan 504 Review

E-Central Credit Union SBA Loan 504 is a business financing offering by E-Central Credit Union, based in Pasadena, CA. Founded in 1943, E-Central Credit Union offers access to small business loans in 1 state across the USA.

E-Central Credit Union SBA Loan 504 FAQ

What are E-Central Credit Union SBA Loan 504 rates?

E-Central Credit Union SBA Loan 504 offers a fixed APR business financing product but they do not disclose their rates.

Does E-Central Credit Union SBA Loan 504 charge an origination fee?

Yes, E-Central Credit Union SBA Loan 504 charges a loan origination fee .

Does E-Central Credit Union SBA Loan 504 charge prepayment fees?

Yes, E-Central Credit Union SBA Loan 504 may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

What is the maximum business loan term you can get with E-Central Credit Union SBA Loan 504?

E-Central Credit Union SBA Loan 504 offers small business loans with terms ranging from 10 to 25 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for E-Central Credit Union SBA Loan 504?

E-Central Credit Union SBA Loan 504 requires companies to be in business for at least month
E-Central Credit Union SBA Loan 504 does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by E-Central Credit Union SBA Loan 504.
To qualify, applicants may need to provide the following documentation:
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does E-Central Credit Union SBA Loan 504 report your account activity to credit bureaus?

Yes, E-Central Credit Union SBA Loan 504 reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does E-Central Credit Union perform a hard credit pull?

Yes, E-Central Credit Union SBA Loan 504 performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

990 S Fair Oaks Ave
Pasadena, CA 91105
(626) 799-6000
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:30AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:30AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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Personal Lines of Credit

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Amount Range

Up to $5M

APR

N/A

Loan Term (Months)

10 - 25
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