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Last Updated: 04/18/2025

E-Central Credit Union Home Equity Loan

from E-Central Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

Up to 15

E-Central Credit Union Home Equity Loan Review

E-Central Credit Union Home Equity Loan is offered by E-Central Credit Union , a credit union founded in 1943 and based in Pasadena, CA. E-Central Credit Union Home Equity Loan are available in 1 state.

Key Takeaways

Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for E-Central Credit Union Home Equity Loan.

E-Central Credit Union Home Equity Loan Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
Only available in 1 state.

E-Central Credit Union Home Equity Loan FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does E-Central Credit Union Home Equity Loan charge for a home equity loan?

E-Central Credit Union Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with E-Central Credit Union Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. E-Central Credit Union Home Equity Loan will consider loans secured by the following property types:

Primary home.
Secondary homes and vacation properties.
Investment properties and house flipping projects.

Is E-Central Credit Union a legit company?

E-Central Credit Union was founded in 1943, it is a well-established company that has been in business for 83 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

990 S Fair Oaks Ave

Pasadena, CA 91105

(626) 799-6000

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:30AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:30AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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