1 more

Last Updated: 04/18/2025

E-Central Credit Union Student Loan Refinance

from E-Central Credit Union

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Student Loan Refinancing

Yrefy Default Student Loan Refinancing

Strongly recommended26 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended26 Reviews

Learn More

Strongly recommended29 Reviews

Learn More

Strongly recommended9 Reviews

Learn More

Get Competing Student Loan Refinancing Offers

Compare student loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights

Fixed APR

4.94% - 10.10%

Variable APR

7.99% - 12.34%

Amount Range

Up to $25,000

Loan Term (Years)

5 - 15

E-Central Credit Union Student Loan Refinance Review

E-Central Credit Union Student Loan Refinance is a student loan refinance offering by E-Central Credit Union . Founded in 1943, E-Central Credit Union offers student loan refinancing in 50 states and Washington, DC.

E-Central Credit Union Student Loan Refinance FAQ

What APRs does E-Central Credit Union Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.

E-Central Credit Union Student Loan Refinance offers variable rate APRs that range from 7.99% to 12.34%.Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 4.94% to 10.10% APR.

You can choose to buy down your rate by purchasing discount rates. This is similar to paying mortgage points on a home loan. Typically, it only makes sense to pay this fee if you aren't planning to refinance your student loans again in the forseeable future. If you refinance your student loans after just a few years, the cost of the fee will probably outweigh the savings from the lower interest rate.

Does E-Central Credit Union Student Loan Refinance charge an origination fee?

Yes, E-Central Credit Union Student Loan Refinance charges a loan origination fee .

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does E-Central Credit Union Student Loan Refinance charge prepayment fees?

No, E-Central Credit Union Student Loan Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does E-Central Credit Union Student Loan Refinance offer?

E-Central Credit Union Student Loan Refinance provides refinancing loans of 5 to 15 years.

What type of borrowers will E-Central Credit Union Student Loan Refinance consider?

E-Central Credit Union Student Loan Refinance considers loans applications from:

What do you need to qualify for E-Central Credit Union Student Loan Refinance?

E-Central Credit Union Student Loan Refinance does not require or does not disclose a credit score minimum.

E-Central Credit Union Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by E-Central Credit Union Student Loan Refinance.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Government issued photo ID
Proof of identity

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

990 S Fair Oaks Ave

Pasadena, CA 91105

(626) 799-6000

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:30AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:30AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

Other Services by E-Central Credit Union

Business Checking Accounts

2 products

Be the first to rate

CD Accounts

5 products

Be the first to rate

Checking Accounts

3 products

Be the first to rate

Money Market Accounts

2 products

Be the first to rate

Savings Accounts

7 products

Be the first to rate

Business Loans

2 products

Be the first to rate

Credit Cards

2 products

Be the first to rate

Auto Loans

4 products

Be the first to rate

Personal Lines of Credit

Be the first to rate

Personal Loans

3 products

Be the first to rate

Private Student Loans

2 products

Be the first to rate

Home Equity Lines of Credit

Be the first to rate

Home Equity Loans

Be the first to rate

Home Mortgage Loans

5 products

Be the first to rate

Community Recommended Products

View All

Strongly recommended26 Reviews

Learn More

Strongly recommended29 Reviews

Learn More

Strongly recommended9 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.