Bethpage Federal Credit Union Certificate Account Review

Bethpage Federal Credit Union Certificate Account is offered by Bethpage Federal Credit Union, a credit union founded in 1941 and based in Bethpage, NY. Bethpage Federal Credit Union Certificate Account is offered in 50 states (and Washington, DC).

Are cd accounts from Bethpage Federal Credit Union federally insured?

Yes, your Bethpage Federal Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Bethpage Federal Credit Union offer?

• IRA
• Traditional

What APY does Bethpage Federal Credit Union offer on its CDs?

Bethpage Federal Credit Union Certificate Account offers an APY starting at 1.75% and ranging up to 2.75% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What is the minimum deposit to open a CD account with Bethpage Federal Credit Union?

Bethpage Federal Credit Union Certificate Account requires a minimum initial deposit of $50 to open an account.

What types of early withdrawal penalties does Bethpage Federal Credit Union Certificate Account charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Bethpage Federal Credit Union does not charge an early withdrawal fee.