
Bethpage FCU Free Checking
Would you recommend Bethpage FCU Free Checking to your friends?
Community Rating |
Rating not yet determined |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) |
0.4% (Verified 08/04/2023) |
Monthly Fee |
$0 (Verified 08/04/2023) |
Minimum Balance to Avoid Monthly Fee | N/A |
Bethpage FCU Free Checking Review
Bethpage FCU Free Checking is offered by Bethpage Federal Credit Union, a credit union founded in 1941 and based in Bethpage, NY. Bethpage checking account is available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. Bethpage FCU Free Checking has an annual percentage yield of up to 0.4%, which is higher than the national average interest rate on savings accounts.
- $0 monthly fee. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. Bethpage FCU Free Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Bethpage Federal Credit Union.
Bethpage checking account Pros & Cons
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Bethpage checking account FAQ
Are checking accounts from Bethpage Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Bethpage checking account offer?
Description | |
---|---|
APY (Annual Percentage Yield) | 0.4% |
Bethpage checking account offers an APY of 0.4% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Bethpage checking account?
Bethpage checking account requires a minimum initial deposit of $5 to open an account.
Description | |
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Minimum Opening Deposit | Starting at $5 |
What fees does Bethpage checking account charge?
The good news is that this account does not have a monthly Service Charge.
Description | |
---|---|
Monthly Fee | $0 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $0 |
Foreign Transaction Fee (Debit Card) | 0% |
NSF Fee | $30 |
Overdraft Item Fee | $30 |
Overdraft Protection Fee (per transfer) | $5 |
Returned Deposit Fee (Domestic) | $10 |
Returned Deposit Fee (International) | $10 |
Stop Payment Fee | $30 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $20 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $30 |
Paper Statement Fee | $3 |
Online Bill Pay Fee | $0 |
Debit Card Replacement Fee | $5 |
Early Account Closure | $0 |
Does Bethpage checking account charge overdraft fees?
Yes, Bethpage checking account charges a $30 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.What features and perks does Bethpage checking account offer?
This account includes the following features:
- Fraud monitoring - Bethpage checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Bethpage checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Bethpage checking account?
The customer support email for Bethpage checking account is info@bethpagefcu.com.
Message From Bethpage checking account
Contact
- Headquarters
-
899 S Oyster Bay Rd. Box 127
Bethpage, NY 11714 USA - (800) 628-7070
- Visit Site
- Email Support
Other Services by Bethpage Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Opening Deposit | Starting at $5 |
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