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  Bethpage FCU Free Checking
Bethpage FCU Free Checking
in Checking Accounts from Bethpage Federal Credit Union · Insured by NCUA
Unaffiliated

Bethpage FCU Free Checking

Unaffiliated
in Checking Accounts from Bethpage Federal Credit Union · Insured by NCUA
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
1 user is unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0.4%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A

Bethpage FCU Free Checking Review

Bethpage FCU Free Checking is offered by Bethpage Federal Credit Union, a credit union founded in 1941 and based in Bethpage, NY. Bethpage FCU Free Checking is available in 50 states (and Washington, DC).

Key Takeaways

  • Bonus offer. Open a new account and you can get
  • Higher than average APY. Bethpage FCU Free Checking has an annual percentage yield of up to 0.4%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Bethpage FCU Free Checking does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Bethpage Federal Credit Union.

Bethpage checking account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Higher than average wire transfer fees.

Bethpage checking account FAQ

Are checking accounts from Bethpage Federal Credit Union federally insured?

Yes, your Bethpage Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Bethpage checking account offer?

Bethpage FCU Free Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.4%

Bethpage checking account offers an APY of 0.4% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Bethpage checking account?

Bethpage checking account requires a minimum initial deposit of $5 to open an account.

Bethpage FCU Free Checking Minimums
Description
Minimum Opening Deposit Starting at $5

What fees does Bethpage checking account charge?

The good news is that this account does not have a monthly Service Charge.

Bethpage FCU Free Checking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $30
Paper Statement Fee $3
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $0

Does Bethpage checking account charge overdraft fees?

Yes, Bethpage checking account charges a $30 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.

What features and perks does Bethpage checking account offer?

This account includes the following features:

  • Fraud monitoring - Bethpage checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Bethpage checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Bethpage checking account?

The customer support email for Bethpage checking account is info@bethpagefcu.com.

How do people rate the customer service and user experience of Bethpage checking account?

Overall, Bethpage checking account is mostly recommended based on community reviews that rate customer service and user experience.

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Message From Bethpage checking account

Checking that's easy on you and your wallet. No monthly maintenance fees, Send and receive money with friends and family using Zelle®, Open a checking account online, Free checks when you set up direct deposit, Use your debit card at 30,000 free ATMs nationwide, Your funds are federally insured up to $250,000 by the NCUA. A checking account that is built around your needs.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $5
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $30
Paper Statement Fee $3
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.4%

Bethpage FCU Free Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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