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  Bethpage Federal Credit Union Free Checking

Bethpage Federal Credit Union Free Checking

in Checking Accounts from Bethpage Federal Credit Union · ncua

Unaffiliated

Bethpage Federal Credit Union Free Checking

Unaffiliated

in Checking Accounts from Bethpage Federal Credit Union · Insured by NCUA

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.4%

Bethpage Federal Credit Union Free Checking Review

Bethpage Federal Credit Union Free Checking is offered by Bethpage Federal Credit Union, a credit union founded in 1941 and based in Bethpage, NY. Bethpage Federal Credit Union Free Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. Bethpage Federal Credit Union Free Checking has an annual percentage yield of up to 0.4%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Bethpage Federal Credit Union Free Checking does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Bethpage Federal Credit Union.
Bethpage checking account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account
  • Insured by NCUA.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Higher than average wire transfer fees.
Bethpage checking account FAQ

Are checking accounts from Bethpage Federal Credit Union federally insured?

Yes, your Bethpage Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Bethpage checking account offer?

Bethpage Federal Credit Union Free Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.4%

Bethpage checking account offers an APY of 0.4% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Bethpage checking account?

Bethpage checking account requires a minimum initial deposit of $5 to open an account.

Bethpage Federal Credit Union Free Checking Minimums
Description
Minimum Opening Deposit Starting at $5

What fees does Bethpage checking account charge?

The good news is that this account does not have a monthly Service Charge.

Bethpage Federal Credit Union Free Checking Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network $0

Does Bethpage checking account charge overdraft fees?

Yes, Bethpage checking account charges a $30 fee for every overdraft.

Bethpage checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Bethpage checking account offer?

This account includes the following features:

  • Fraud monitoring - Bethpage checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Bethpage checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Bethpage checking account?

The customer support email for Bethpage checking account is info@bethpagefcu.com.

How do people rate the customer service and user experience of Bethpage checking account?

Overall, Bethpage checking account is mostly recommended based on community reviews that rate customer service and user experience.

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Message From Bethpage Federal Credit Union Free Checking

Checking that's easy on you and your wallet. No monthly maintenance fees, Send and receive money with friends and family using Zelle®, Open a checking account online, Free checks when you set up direct deposit, Use your debit card at 30,000 free ATMs nationwide, Your funds are federally insured up to $250,000 by the NCUA. A checking account that is built around your needs.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $5
ATM Fee: In-Network $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Debit Card Replacement Fee $5
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $30
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
APY (Annual Percentage Yield) 0.4%

Bethpage Federal Credit Union Free Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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