Citizens Equity First Credit Union My Save Certificate Review

Citizens Equity First Credit Union My Save Certificate is offered by Citizens Equity First Credit Union, a credit union founded in 1937 and based in Peoria, IL. Citizens Equity First Credit Union My Save Certificate is offered in 2 states across the USA.

Are cd accounts from Citizens Equity First Credit Union federally insured?

No, your Citizens Equity First Credit Union cd accounts are not insured by a federal insurance agency. This means that if Citizens Equity First Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What types of CDs does Citizens Equity First Credit Union offer?

• Traditional

What APY does Citizens Equity First Credit Union offer on its CDs?

Citizens Equity First Credit Union My Save Certificate offers an APY of 1.1% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What is the minimum deposit to open a CD account with Citizens Equity First Credit Union?

Citizens Equity First Credit Union My Save Certificate requires a minimum initial deposit of $5 to open an account.

What types of early withdrawal penalties does Citizens Equity First Credit Union My Save Certificate charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Citizens Equity First Credit Union does not charge an early withdrawal fee.

Citizens Equity First Credit Union does not seem to charge any of the fees we track.