MECU Auto-Build CD

MECU Auto-Build CD

in CD Accounts from MECU · Member ncua


MECU Auto-Build CD


in CD Accounts from MECU · Member NCUSIF

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Minimum Opening Deposit Starting at $25
Deposit Term
  • 12 months
  • 2 years
APY (Annual Percentage Yield) 0.15% - 0.55%

MECU Auto-Build CD Review

MECU Auto-Build CD is offered by MECU, a credit union founded in 1936 and based in Baltimore, MD. MECU Auto-Build CD is available in 1 state across the USA.

MECU Auto-Build CD FAQ

Are cd accounts from MECU federally insured?

Yes, your MECU cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does MECU offer?

  • Traditional
  • IRA

What APY does MECU offer on its CDs?

MECU Auto-Build CD offers an APY starting at 0.15% and ranging up to 0.55% (APY stands for annual percentage yield, rates may change).

What types of terms does MECU Auto-Build CD offer?

MECU offers CD terms of the following lengths:
MECU Auto-Build CD Rates & Terms
2-Year APY 0.30% - 0.55%
APY Type Fixed APY
12-Month APY 0.15% - 0.30%
APY (Annual Percentage Yield) 0.15% - 0.55%

What is the minimum deposit to open a CD account with MECU?

MECU Auto-Build CD requires a minimum initial deposit of $25 to open an account.

What types of early withdrawal penalties does MECU Auto-Build CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

MECU does not charge an early withdrawal fee.

MECU Auto-Build CD Fees
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Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 4:30pm
  • Tuesday 8:30am - 4:30pm
  • Wednesday 8:30am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

Other Services by MECU

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  Available in 1 state
Availabile in all of Maryland

Feature Breakdown

Minimum Opening Deposit Starting at $25
Grace Period for Account Changes 7 days
2-Year APY 0.30% - 0.55%
12-Month APY 0.15% - 0.30%
APY (Annual Percentage Yield) 0.15% - 0.55%
CD Accounts
  • Traditional
  • IRA

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MECU CD Accounts