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  MECU Bump-Up CD

MECU Bump-Up CD

in CD Accounts from MECU

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MECU Bump-Up CD

Unaffiliated

in CD Accounts from MECU

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Highlights
Highlights
Minimum Initial Deposit $500
Deposit Term
  • 2 years
  • 3 years
  • 4 years
  • 5 years
APY (Annual Percentage Yield) 0.6% - 0.75%

MECU Bump-Up CD Review

MECU Bump-Up CD is offered by MECU, a credit union founded in 1936 and based in Baltimore, MD. MECU Bump-Up CD is available in 1 state across the USA.

MECU Bump-Up CD FAQ

Are cd accounts from MECU federally insured?

No, your MECU cd accounts are not insured by a federal insurance agency. This means that if MECU were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What types of CDs does MECU offer?

  • Bump Up
  • IRA
  • Traditional

What APY does MECU offer on its CDs?

MECU Bump-Up CD offers an APY starting at 0.6% and ranging up to 0.75% (APY stands for annual percentage yield, rates may change).

What types of terms does MECU Bump-Up CD offer?

MECU offers CD terms of the following lengths:
MECU Bump-Up CD Rates & Terms
Description
APY (Annual Percentage Yield) 0.6% - 0.75%
APY Type Fixed APY
3-Month APY N/A
6-Month APY N/A
11-Month APY N/A
12-Month APY N/A
2-Year APY 0.6%
3-Year APY 0.65%
4-Year APY 0.65%
5-Year APY 0.75%
7-Year APY N/A

What is the minimum deposit to open a CD account with MECU?

MECU Bump-Up CD requires a minimum initial deposit of $500 to open an account.

What types of early withdrawal penalties does MECU Bump-Up CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

MECU does not charge an early withdrawal fee.

MECU Bump-Up CD Fees
Description
Annual Fee N/A
Transfer Fee N/A
Rollover Fee N/A
Early Withdrawal Fee Amount N/A
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About MECU Bump-Up CD

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Availability

  Available in 1 state
Maryland
Availabile in all of Maryland

Feature Breakdown

Minimum Initial Deposit $500
Grace Period for Account Changes 7 days
2-Year APY 0.6%
3-Year APY 0.65%
4-Year APY 0.65%
5-Year APY 0.75%
APY (Annual Percentage Yield) 0.6% - 0.75%
CD Accounts
  • Bump Up
  • IRA
  • Traditional

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