Members 1st Credit Union Share Certificate Review

Members 1st Credit Union Share Certificate is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members 1st Credit Union Share Certificate is available in 1 state across the USA.

Are cd accounts from Members 1st Credit Union federally insured?

Yes, your Members 1st Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Members 1st Credit Union offer?

• Traditional

What APY does Members 1st Credit Union offer on its CDs?

Members 1st Credit Union Share Certificate offers an APY starting at 0.3% and ranging up to 0.7% (APY stands for annual percentage yield, rates may change).

What is the minimum deposit to open a CD account with Members 1st Credit Union?

Members 1st Credit Union Share Certificate requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Members 1st Credit Union Share Certificate charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Members 1st Credit Union does not charge an early withdrawal fee.