SuperMoney
  Members 1st Credit Union Share Certificate

Members 1st Credit Union Share Certificate

in CD Accounts from Members 1st Credit Union · Member ncua

Unaffiliated

Members 1st Credit Union Share Certificate

Unaffiliated

in CD Accounts from Members 1st Credit Union · Member NCUSIF

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Members 1st Credit Union Share Certificate to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Minimum Initial Deposit $1,000
Deposit Term
  • 6 months
  • 12 months
  • 18 months
  • 2 years
APY (Annual Percentage Yield) 0.3% - 0.7%

Members 1st Credit Union Share Certificate Review

Members 1st Credit Union Share Certificate is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members 1st Credit Union Share Certificate is available in 1 state across the USA.

Members 1st Credit Union Share Certificate FAQ

Are cd accounts from Members 1st Credit Union federally insured?

Yes, your Members 1st Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Members 1st Credit Union offer?

  • Traditional

What APY does Members 1st Credit Union offer on its CDs?

Members 1st Credit Union Share Certificate offers an APY starting at 0.3% and ranging up to 0.7% (APY stands for annual percentage yield, rates may change).

What types of terms does Members 1st Credit Union Share Certificate offer?

Members 1st Credit Union offers CD terms of the following lengths:
Members 1st Credit Union Share Certificate Rates & Terms
Description
2-Year APY 0.6% - 0.7%
6-Month APY 0.3% - 0.4%
APY Type Fixed APY
12-Month APY 0.45% - 0.55%
APY (Annual Percentage Yield) 0.3% - 0.7%

What is the minimum deposit to open a CD account with Members 1st Credit Union?

Members 1st Credit Union Share Certificate requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Members 1st Credit Union Share Certificate charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Members 1st Credit Union does not charge an early withdrawal fee.

Members 1st Credit Union Share Certificate Fees
Description
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Initial Deposit $1,000
Grace Period for Account Changes 10 days
2-Year APY 0.6% - 0.7%
6-Month APY 0.3% - 0.4%
12-Month APY 0.45% - 0.55%
APY (Annual Percentage Yield) 0.3% - 0.7%
CD Accounts Traditional

Be the first to rate

 

Would you recommend Members 1st Credit Union Share Certificate to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.