Members 1st Credit Union Flex Checking
in Checking Accounts from Members 1st Credit Union · ncua
UnaffiliatedMembers 1st Credit Union Flex Checking
in Checking Accounts from Members 1st Credit Union · Insured by NCUA
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| APY (Annual Percentage Yield) | 0% |
Members 1st Credit Union Flex Checking Review
Members 1st Credit Union Flex Checking is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members 1st Credit Union Flex Checking is available in 1 state across the USA.
- 0% APY. As with most checking accounts, Members 1st Credit Union Flex Checking does not pay interest.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No ATM fees. Members 1st Credit Union Flex Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Members 1st Credit Union.
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Are checking accounts from Members 1st Credit Union federally insured?
Yes, your Members 1st Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members 1st Credit Union Flex Checking offer?
Members 1st Credit Union Flex Checking is not an interest-bearing account.
What are the account minimums for Members 1st Credit Union Flex Checking?
Members 1st Credit Union Flex Checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| APY Minimum Balance | $0 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Members 1st Credit Union Flex Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Cashing Fee | $5 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $10 |
| Monthly Fee | $0 |
| NSF Fee | $29 |
| Online Bill Pay Fee | $0 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $26 |
| Returned Deposit Fee (International) | $26 |
| Stop Payment Fee | $26 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $35 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| ATM Fee: Out-of-Network | $0 |
Does Members 1st Credit Union Flex Checking charge overdraft fees?
What features and perks does Members 1st Credit Union Flex Checking offer?
This account includes the following features:
- Fraud monitoring - Members 1st Credit Union Flex Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members 1st Credit Union Flex Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Members 1st Credit Union Flex Checking?
The customer support email for Members 1st Credit Union Flex Checking is updates@m1cu.org.
Message From Members 1st Credit Union Flex Checking
Contact
- Headquarters
-
P.O. Box 492395
Redding, CA 96049 - Visit Site
- Email Support
Other Services by Members 1st Credit Union
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