Members 1st Credit Union Flex Checking
in Checking Accounts from Members 1st Credit Union · Member ncua
UnaffiliatedMembers 1st Credit Union Flex Checking
in Checking Accounts from Members 1st Credit Union · Member NCUSIF
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0% |
Members 1st Credit Union Flex Checking Review
Members 1st Credit Union Flex Checking is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members 1st Credit Union Flex Checking is available in 1 state across the USA.
- 0% APY. As with most checking accounts, Members 1st Credit Union Flex Checking does not pay interest.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Members 1st Credit Union Flex Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Members 1st Credit Union.
- Hard credit pull. Members 1st Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
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Are checking accounts from Members 1st Credit Union federally insured?
Yes, your Members 1st Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members 1st Credit Union Flex Checking offer?
Members 1st Credit Union Flex Checking is not an interest-bearing account.
What are the account minimums for Members 1st Credit Union Flex Checking?
Members 1st Credit Union Flex Checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
What fees does Members 1st Credit Union Flex Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $29 |
| Overdraft Protection Fee (per transfer) | N/A |
| Overdraft Item Fee | N/A |
| Early Account Closure | $10 |
| Returned Deposit Fee (Domestic) | $26 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | $5 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $26 |
| Check Image Service | N/A |
| Check Copy | $5 |
| Foreign Transaction Fee (Debit Card) | N/A |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $35 |
| Returned Deposit Fee (International) | $26 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Members 1st Credit Union Flex Checking offer?
This account includes the following features:
- Fraud monitoring - Members 1st Credit Union Flex Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members 1st Credit Union Flex Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
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P.O. Box 492395
Redding, CA 96049 - Visit Site
Other Services by Members 1st Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Initial Deposit | $25 |
| Minimum Balance to Avoid Monthly Fee | $0 |
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