Members 1st Credit Union Flex Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Members 1st Credit Union Flex Checking Review
Members 1st Credit Union Flex Checking is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members 1st Credit Union Flex Checking is available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Members 1st Credit Union Flex Checking does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- No ATM fees. Members 1st Credit Union Flex Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Members 1st Credit Union.
Members 1st Credit Union Flex Checking Pros & Cons
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Members 1st Credit Union Flex Checking FAQ
Are checking accounts from Members 1st Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members 1st Credit Union Flex Checking offer?
Members 1st Credit Union Flex Checking is not an interest-bearing account.
What are the account minimums for Members 1st Credit Union Flex Checking?
Members 1st Credit Union Flex Checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
What fees does Members 1st Credit Union Flex Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| NSF Fee | $29 |
| Returned Deposit Fee (Domestic) | $26 |
| Returned Deposit Fee (International) | $26 |
| Stop Payment Fee | $26 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $35 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5 |
| Check Cashing Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $10 |
What features and perks does Members 1st Credit Union Flex Checking offer?
This account includes the following features:
- Fraud monitoring - Members 1st Credit Union Flex Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members 1st Credit Union Flex Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Members 1st Credit Union Flex Checking?
The customer support email for Members 1st Credit Union Flex Checking is updates@m1cu.org.
Message From Members 1st Credit Union Flex Checking
Contact
- Headquarters
-
P.O. Box 492395
Redding, CA 96049 USA - Visit Site
- Email Support
Other Services by Members 1st Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
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