Last Updated: 04/18/2025
Metro City Bank Certificates of Deposit
Unaffiliated
in CD Accounts from Metro City Bank
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
N/A
Minimum Opening Deposit
Starting at $1,000
Certificate Term
- 1 month
- 3 months
- 6 months
- 9 months
- 11 months
- 12 months
- 13 months
- 15 months
- 16 months
- 18 months
- 19 months
- 2 years
- 25 months
- 27 months
- 28 months
- 30 months
- 31 months
- 3 years
- 37 months
- 39 months
- 42 months
- 43 months
- 4 years
- 49 months
- 55 months
- 58 months
- 59 months
- 5 years
Metro City Bank Certificates of Deposit Review
Metro City Bank Certificates of Deposit are offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank CD are available in 7 states.
Key Takeaways
- Only one CD type available. Metro City Bank CD only offers traditional CD accounts.
- $1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
- Wide selection of CD terms. Metro City Bank CD allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of Metro City Bank Certificates of Deposit
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Metro City Bank Certificates of Deposit FAQ
Are CD from Metro City Bank federally insured?
Yes, your Metro City Bank CDs are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What types of CDs does Metro City Bank offer?
Metro City Bank CD provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
What rates does Metro City Bank offer on its CDs?
What terms does Metro City Bank CD offer?
Metro City Bank offers CD terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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What is the minimum deposit to open a CD account with Metro City Bank?
Metro City Bank CD require a minimum deposit of $1,000 to open an account.
What is the grace period for Metro City Bank CD?
Metro City Bank CD does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.
What types of fees, such as early withdrawal penalties, does Metro City Bank charge?
Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.
Metro City Bank charges an early withdrawal fee.
Metro City Bank does charge any of the fees we track.
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Message from Metro City Bank CD
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
9:00AM - 1:00PM