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  Security Service FCU Traditional Certificate
Security Service FCU Traditional Certificate Unaffiliated

Security Service FCU Traditional Certificate

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Highlights
Minimum Opening Deposit Starting at $500
Certificate Term
  • 3 months
  • 6 months
  • 12 months
  • 2 years
  • 3 years
  • 5 years
  • 7 years
APY (Annual Percentage Yield) 0.05% - 1.00%

Security Service FCU Traditional Certificate Review

Security Service FCU Traditional Certificate is offered by Security Service Federal Credit Union, a credit union founded in 1973 and based in San Antonio, TX. Security Service FCU Traditional Certificate is available in 4 states across the USA.

Key Takeaways
  • Small selection of CD account types. SSFCU CD only offers traditional and jumbo CDs.
  • Very high APY. This account offers an annual percentage yield of up to 1.00%, which is much higher than the national average for a certificate account.
  • $500 minimum deposit. This is a typical minimum initial deposit for the certificates we track.
  • Wide selection of certificate terms. SSFCU CD allows you to create a certificate ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of Security Service FCU Traditional Certificate
Pros Cons
  • Insured by NCUA.
  • Multiple certificate terms available.
  • High-dividend yield
  • Only available in 4 states.
  • There isn't a no-penalty certificate option.
  • Does not offer an IRA CD.
Security Service FCU Traditional Certificate FAQ

Are cd rates from Security Service Federal Credit Union federally insured?

Yes, your Security Service Federal Credit Union cd rates are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Security Service Federal Credit Union offer?

SSFCU CD provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.
  • Jumbo CDs. A jumbo CD requires a higher minimum balance than that required by traditional CDs. In exchange, jumbo CDs pay higher interest rates.

What CD rates does Security Service Federal Credit Union offer on its CDs?

SSFCU CD offers an APY starting at 0.05% and ranging up to 1.00%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.

What terms does SSFCU CD offer?

Security Service Federal Credit Union offers CD terms of the following lengths:
Security Service FCU Traditional Certificate Rates & Terms
Description
APY (Annual Percentage Yield) 0.05% - 1.00%
3-Month APY 0.05% - 0.15%
6-Month APY 0.15% - 0.25%
12-Month APY 0.30% - 0.40%
2-Year APY 0.40% - 0.50%
3-Year APY 0.50% - 0.60%
5-Year APY 0.65% - 0.75%
7-Year APY 0.90% - 1.0%

What is the minimum deposit to open a CD account with Security Service Federal Credit Union?

SSFCU CD requires a minimum deposit of $500 to open an account.

What is the grace period for SSFCU CD?

There is a 7-day grace period for SSFCU CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 7-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does SSFCU CD charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

Security Service Federal Credit Union does not charge an early withdrawal fee.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Security Service Federal Credit Union

Earn high interest and guaranteed returns for a set period of time with a Traditional Certificate. Security Service Federal Credit Union offers some of the best certificate rates in Colorado, Texas, and Utah. Open a Traditional Certificate for as little as $500. With flexible terms from 3 months to 7 years, choose the certificate term that is right for you. Fixed interest rate for a fixed term and Allow your monthly interest to grow or transfer it to your Security Service checking or savings account.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday 9:00am - 2:00pm

Other Services by Security Service Federal Credit Union

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Availability

  Available in 4 states
  • Louisiana
  • New Mexico
  • Oklahoma
  • Texas

Feature Breakdown

Minimum Opening Deposit Starting at $500
APY (Annual Percentage Yield) 0.05% - 1.00%
3-Month APY 0.05% - 0.15%
6-Month APY 0.15% - 0.25%
12-Month APY 0.30% - 0.40%
2-Year APY 0.40% - 0.50%
3-Year APY 0.50% - 0.60%
5-Year APY 0.65% - 0.75%
7-Year APY 0.90% - 1.0%
CD Accounts
  • Jumbo
  • Traditional
Grace Period for Account Changes 7 days
Certificate Term
  • 3 months
  • 6 months
  • 12 months
  • 2 years
  • 3 years
  • 5 years
  • 7 years

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