in Checking Accounts from 1st Capital Bank · fdic

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1st Capital Bank Personal Checking Account

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in Checking Accounts from 1st Capital Bank · Member FDIC

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Highlights
Cashback Rewards	N/A
APY (Annual Percentage Yield)	N/A
Monthly Fee	Starting at $10
Minimum Balance to Avoid Monthly Fee	Starting at $1,000

1st Capital Bank Personal Checking Account Review

1st Capital Bank Personal Checking Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Personal Checking Account is available in 1 state across the USA.

Key Takeaways

$100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
No ATM fees. 1st Capital Bank Personal Checking Account does not charge fees on ATM transactions.
ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).

1st Capital Bank personal checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card	No signup bonus. Does not earn interest. Does not provide access to a nationwide ATM network. Only available in one state.

1st Capital Bank personal checking FAQ

Are checking accounts from 1st Capital Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does 1st Capital Bank personal checking offer?

1st Capital Bank personal checking is not an interest bearing account.

What are the account minimums for 1st Capital Bank personal checking?

1st Capital Bank personal checking requires a minimum initial deposit of $100 to open an account.

1st Capital Bank Personal Checking Account Minimums
Description
Minimum Opening Deposit	Starting at $100
Minimum Balance to Avoid Monthly Fee	Starting at $1,000

What fees does 1st Capital Bank personal checking charge?

1st Capital Bank Personal Checking Account Fees
Description
Monthly Fee	Starting at $10
Online Bill Pay Fee	$0

What features and perks does 1st Capital Bank personal checking offer?

This account includes the following features:

ATM rebates - This account will reimburse you for any domestic ATM fees.
Mobile Banking Services - 1st Capital Bank personal checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.