
1st Capital Bank Personal Checking Account
in Checking Accounts from 1st Capital Bank · Member fdic
Unaffiliated1st Capital Bank Personal Checking Account
in Checking Accounts from 1st Capital Bank · Member FDIC
Not enough votes for recommendation
Would you recommend 1st Capital Bank Personal Checking Account to your friends?
Monthly Fee | Starting at $10 |
ATM Fee: Out-of-Network | N/A |
Minimum Balance to Avoid Monthly Fee | $1,000 |
APY (Annual Percentage Yield) | N/A |
1st Capital Bank Personal Checking Account Review
1st Capital Bank Personal Checking Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Personal Checking Account is available in 1 state across the USA.
- $100 minimum deposit. This account requires a higher minimum initial deposit than most of the checking accounts we track.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. 1st Capital Bank Personal Checking Account does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Hard credit pull. 1st Capital Bank may require a hard pull on your credit report to open a checking account.
Pros | Cons |
---|---|
|
|
Are checking accounts from 1st Capital Bank federally insured?
Yes, your 1st Capital Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does 1st Capital Bank Personal Checking Account offer?
1st Capital Bank Personal Checking Account is not an interest bearing account.What are the account minimums for 1st Capital Bank Personal Checking Account?
1st Capital Bank Personal Checking Account requires a minimum initial deposit of $100 to open an account.
Description | Amount |
---|---|
Minimum Initial Deposit | $100 |
Minimum Balance to Avoid Monthly Fee | $1,000 |
What fees does 1st Capital Bank Personal Checking Account charge?
Description | |
---|---|
Monthly Fee | Starting at $10 |
Paper Statement Fee | N/A |
ATM Fee: In-Network | N/A |
ATM Fee: Out-of-Network | N/A |
NSF Fee | N/A |
Overdraft Protection Fee (per transfer) | N/A |
Overdraft Item Fee | N/A |
Early Account Closure | N/A |
Returned Deposit Fee (Domestic) | N/A |
Debit Card Replacement Fee | N/A |
Bank Teller Fee | N/A |
Check Cashing Fee | N/A |
Online Bill Pay Fee | $0 |
Stop Payment Fee | N/A |
Check Image Service | N/A |
Check Copy | N/A |
Foreign Transaction Fee (Debit Card) | N/A |
Wire Transfer Fee - Domestic (Outgoing) | N/A |
Wire Transfer Fee - International (Outgoing) | N/A |
Wire Transfer Fee - International (Incoming) | N/A |
Returned Deposit Fee (International) | N/A |
Wire Transfer Fee - Domestic (Incoming) | N/A |
ATM Reimbursement Monthly Limit | N/A |
What features and perks does 1st Capital Bank Personal Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Mobile Banking Services - 1st Capital Bank Personal Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
150 Main Street, Salinas, California.
Salinas, CA 93901 - (831) 264-4000
- Visit Site
Other Services by 1st Capital Bank

Availability
Feature Breakdown
Minimum Initial Deposit | $100 |
Minimum Balance to Avoid Monthly Fee | $1,000 |
Be the first to rate
Would you recommend 1st Capital Bank Personal Checking Account to your friends?
1st Capital Bank Checking Accounts
- BBVA Convenience Checking
- Exchange 50 Plus Checking Account
- Exchange Bank Prime Checking
- Exchange Bank of California MyCash Checking
- First Bank & Trust Co. First Advantage Checking
- First Security Bank of Bozeman 50+ Interest Checking
- First Security Bank of Bozeman Totally Free Checking
- Level Bank Checking Account
- M&T Bank My Choice Premium Checking
- Navy Federal Credit Union Free Easy Checking
- Schools First Federal Credit Union Investment Checking
- SoFi Money Cash Management Account