SuperMoney
  1st Capital Bank Direct Deposit Checking Account
1st Capital Bank Direct Deposit Checking Account
in Checking Accounts from 1st Capital Bank · Member FDIC
Unaffiliated

1st Capital Bank Direct Deposit Checking Account

Unaffiliated
in Checking Accounts from 1st Capital Bank · Member FDIC
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Checking Accounts.
U.S. Bank Smartly™ Checking
U.S. Bank Smartly™ Checking 5 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee Starting at $10
Minimum Balance to Avoid Monthly Fee Starting at $0

1st Capital Bank Direct Deposit Checking Account Review

1st Capital Bank Direct Deposit Checking Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Direct Deposit Checking Account is available in 1 state across the USA.

Key Takeaways

  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.

1st Capital Bank direct deposit checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.

1st Capital Bank direct deposit checking FAQ

Are checking accounts from 1st Capital Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does 1st Capital Bank direct deposit checking offer?

1st Capital Bank direct deposit checking is not an interest bearing account.

What are the account minimums for 1st Capital Bank direct deposit checking?

1st Capital Bank direct deposit checking requires a minimum initial deposit of $100 to open an account.

1st Capital Bank Direct Deposit Checking Account Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does 1st Capital Bank direct deposit checking charge?

1st Capital Bank Direct Deposit Checking Account Fees
Description
Monthly Fee Starting at $10
ATM Fee: In-Network $0

What features and perks does 1st Capital Bank direct deposit checking offer?

This account includes the following features:

  • Mobile Banking Services - 1st Capital Bank direct deposit checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for 1st Capital Bank direct deposit checking?

The customer support email for 1st Capital Bank direct deposit checking is info@1stcapitalbank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From 1st Capital Bank direct deposit checking

Looking to save time running to the bank to deposit your check? Set up direct deposit.* A direct deposit is an electronic transfer of funds from an organization such as your employer, a retirement plan or the Social Security Administration directly into your checking account. Direct Deposit Checking can save you time and a convenient way to ensure your direct deposit funds are available as soon as possible.

At 1st Capital Bank, we offer a variety of checking account options designed to fit a wide range of banking needs. Whether you prefer to write checks or conveniently manage your accounts online, we have solutions to suit your banking needs. Get started today by speaking with a Client Services Representative at your nearest 1st Capital Bank branch.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0
Monthly Fee Starting at $10
ATM Fee: In-Network $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Mobile Check Deposit
  • Mobile Banking
  • Debit Card
  • Branch Access
  • Member FDIC

Be the first to rate

 

Would you recommend 1st Capital Bank Direct Deposit Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts

1st Capital Bank Checking Accounts

Loading...