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  Century Bank- Century Free Checking:

Century Bank- Century Free Checking:

in Checking Accounts from Century Bank

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Century Bank- Century Free Checking:

Unaffiliated

in Checking Accounts from Century Bank

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0.28%% - 1.25%%

Century Bank- Century Free Checking: Review

Century Bank- Century Free Checking: is offered by Century Bank, founded in 0 and based in , . Century Bank- Century Free Checking: is available in 2 states across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 1.25%%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $0.28%.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Century Bank- Century Free Checking: does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Century Bank.
  • Hard credit pull. Century Bank may require a hard pull on your credit report to open a checking account.
Century Bank- Century Free Checking: Pros & Cons
Pros Cons
  • High-interest yield.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in 2 states.
Century Bank- Century Free Checking: FAQ

Are checking accounts from Century Bank federally insured?

No, your Century Bank checking accounts are not insured by a federal insurance agency. This means that if Century Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Century Bank- Century Free Checking: offer?

Century Bank- Century Free Checking: offers an APY starting at 0.28%% and ranging up to 1.25%% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.28%.

Century Bank- Century Free Checking: Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.28%% - 1.25%%

What are the account minimums for Century Bank- Century Free Checking:?

Century Bank- Century Free Checking: does not require a minimum initial deposit.

Century Bank- Century Free Checking: Account Minimums
Description Amount
Minimum Opening Deposit $$50
APY Minimum Balance $0.28

What fees does Century Bank- Century Free Checking: charge?

The good news is that this account does not have a monthly Service Charge.

Century Bank- Century Free Checking: Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0

Does Century Bank- Century Free Checking: charge overdraft fees?

No, Century Bank- Century Free Checking: does not charge overdraft fees.

What features and perks does Century Bank- Century Free Checking: offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Century Bank- Century Free Checking: monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank- Century Free Checking: allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 2 states
  • Alabama
  • Mississippi

Feature Breakdown

APY Minimum Balance $0.28%
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.28%% - 1.25%%

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