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  Century Bank- Century Free Checking:
Century Bank- Century Free Checking: Unaffiliated

Century Bank- Century Free Checking:

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.28%% - 1.25%%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Century Bank- Century Free Checking: Review

Century Bank- Century Free Checking: is offered by Century Bank, founded in 0 and based in , . Century Bank- Century Free Checking: is available in 2 states across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 1.25%%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $0.28%.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Century Bank- Century Free Checking: does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Century Bank.
Century Bank- Century Free Checking: Pros & Cons
Pros Cons
  • High-interest yield.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.
Century Bank- Century Free Checking: FAQ

Are checking accounts from Century Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank- Century Free Checking: offer?

Century Bank- Century Free Checking: offers an APY starting at 0.28%% and ranging up to 1.25%% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.28%.

Century Bank- Century Free Checking: Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.28%% - 1.25%%

What are the account minimums for Century Bank- Century Free Checking:?

Century Bank- Century Free Checking: does not require a minimum initial deposit.

Century Bank- Century Free Checking: Minimums
Description
APY Minimum Balance $0.28%
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Century Bank- Century Free Checking: charge?

The good news is that this account does not have a monthly Service Charge.

Century Bank- Century Free Checking: Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0

Does Century Bank- Century Free Checking: charge overdraft fees?

No, Century Bank- Century Free Checking: does not charge overdraft fees.

What features and perks does Century Bank- Century Free Checking: offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Century Bank- Century Free Checking: monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank- Century Free Checking: allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Message From Century Bank

Finding the right checking account to serve your needs is important and that is why Century Bank offers a wide variety of accounts.  From the basic account to one that helps you earn interest, Century Bank checking accounts are designed with you in mind.  No matter what your needs, Century Bank has an account for you! Century Free Checking: A FREE account for everyone!

Availability

  Available in 2 states
  • Alabama
  • Mississippi

Feature Breakdown

APY Minimum Balance $0.28%
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Proof of Residence
  • Driver License (or other photo ID)
Account Features
  • No ATM Fees
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.28%% - 1.25%%

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