SuperMoney
  Century Bank Kasasa® Cash
Century Bank Kasasa® Cash Unaffiliated

Century Bank Kasasa® Cash

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Checking Accounts.
U.S. Bank Smartly™ Checking
U.S. Bank Smartly™ Checking 10 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.28% - 1.25%
(Verified 10/07/2022)
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Century Bank Kasasa® Cash Review

Century Bank Kasasa® Cash is offered by Century Bank, founded in 0 and based in , . Century Bank Kasasa® Cash are available in 2 states across the USA.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.25%, which is much higher than the average for a checking account. However, you must keep a minimum balance of $0.01.
  • No ATM fees. Century Bank Kasasa® Cash does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Century Bank.

Century Bank Kasasa® Cash Pros & Cons

Pros Cons
  • High variable APY.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.

Century Bank Kasasa® Cash FAQ

Are checking accounts from Century Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank Kasasa® Cash offer?

Century Bank Kasasa® Cash offers an APY starting at 0.28% and ranging up to 1.25% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.

Century Bank Kasasa® Cash Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.28% - 1.25%

What are the account minimums for Century Bank Kasasa® Cash?

Century Bank Kasasa® Cash requires a minimum initial deposit of $50 to open an account.

Century Bank Kasasa® Cash Minimums
Description
Minimum Opening Deposit $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0.01

What fees does Century Bank Kasasa® Cash charge?

This account charges a monthly service fee of $0.

Century Bank Kasasa® Cash Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Copy $0
Check Image Service $0
Check Cashing Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0

Does Century Bank Kasasa® Cash charge overdraft fees?

No, Century Bank Kasasa® Cash does not charge overdraft fees.

What features and perks does Century Bank Kasasa® Cash offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank Kasasa® Cash allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Century Bank Kasasa® Cash?

The customer support email for Century Bank Kasasa® Cash is n/a.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Century Bank Kasasa® Cash

Finding the right checking account to serve your needs is important and that is why Century Bank offers a wide variety of accounts.  From the basic account to one that helps you earn interest, Century Bank checking accounts are designed with you in mind.  No matter what your needs, Century Bank has an account for you!

Kasasa® Cash: An account for those interested in higher interest! 

 

Availability

  Available in 2 states
  • Alabama
  • Mississippi

Feature Breakdown

Minimum Opening Deposit $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0.01
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Copy $0
Check Image Service $0
Check Cashing Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Proof of Residence
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Check Images with Statement
  • Mobile Banking
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.28% - 1.25%
(Verified 10/07/2022)

Be the first to rate

 

Would you recommend Century Bank Kasasa® Cash to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts

Century Bank Checking Accounts

Loading...