First Niagara Bank Checking Account is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.

Last Updated: 01/21/2026

Not Currently Available

First Niagara Bank Checking Account

from First Niagara Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Rewards

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APY (Annual Percentage Yield)

N/A

Monthly Maintenance Fee

N/A(Verified 01/21/2026)

First Niagara Bank Checking Account Review

First Niagara Bank Checking Account is no longer available to new customers on SuperMoney.

Click here to compare and quickly find the best options for your needs.

The First Niagara Bank Checking Account is offered by First Niagara Bank, a bank founded in 1870 and based in Buffalo, NY. First Niagara Bank checking is available in states.

Key Takeaways

First Niagara Bank checking Pros & Cons

Pros

Cons

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
Not FDIC-insured.

First Niagara Bank checking FAQ

Are checking accounts from First Niagara Bank federally insured?

No, your First Niagara Bank checking accounts are not insured by a federal insurance agency. This means that if First Niagara Bank were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does First Niagara Bank checking offer?

First Niagara Bank checking is not an interest-bearing account.

What are the account minimums for First Niagara Bank checking?

What fees does First Niagara Bank checking charge?

What features and perks does First Niagara Bank checking offer?

This account includes the following features:

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Contact

Headquarters

726 Exchange Street, Suite 700

Buffalo, NY 14210

Visit Site

Hours of Operation

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Other Services by First Niagara Bank

SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.