Last Updated: 04/18/2025
ID Watchdog Credit Monitoring
Unaffiliated
Last Updated: 04/18/2025
SuperMoney User Recommendation Score -60
Strongly not recommended5 total votes
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Highlights
Community Rating
Strongly not recommended
Fix Credit Report Errors
Identity Protection
- Identity Restoration Support
- Identity Theft Insurance
- Identity Theft Monitoring
Monthly Service Fee
$14.95 - $19.95(Verified 06/21/2024)
Disclaimer popup with additional information
Number of Reviews
ID Watchdog Credit Monitoring Review
ID Watchdog Credit Monitoring Pros & Cons
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ID Watchdog Credit Monitoring FAQ
What is ID Watchdog Credit Monitoring?
ID Watchdog is based in Denver, CO and was founded in 2005. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as ID Watchdog Credit Monitoring.
How much is ID Watchdog Credit Monitoring?
ID Watchdog Credit Monitoring charges a monthly fee that ranges from $14.95 up to $19.95.Does ID Watchdog Credit Monitoring offer a trial?
No, ID Watchdog Credit Monitoring does not offer a free trial.How accurate is ID Watchdog Credit Monitoring?
ID Watchdog Credit Monitoring is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.ID Watchdog Credit Monitoring offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.
Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.
ID Watchdog Credit Monitoring offers access to the credit reports mentioned below.
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Credit scores also vary depending on the model used, such as Vantage or FICO®. ID Watchdog Credit Monitoring does not give you access to your FICO® Score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.
How often does ID Watchdog Credit Monitoring update?
ID Watchdog Credit Monitoring allows you to check an updated version of your credit report
What features does ID Watchdog Credit Monitoring offer?
Here is a summary of the features ID Watchdog Credit Monitoring offers.
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| Credit Bureau Reports |
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| Credit Monitoring Features |
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| Credit Report Frequency | Monthly | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Identity Protection |
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Does ID Watchdog Credit Monitoring offer identity protection?
ID Watchdog Credit Monitoring does not provide identity protection services.What is the identity theft insurance limit?
ID Watchdog Credit Monitoring offers a maximum coverage for identity theft of $1,000,000.Does ID Watchdog help with fixing credit report errors?
Yes, ID Watchdog helps dispute incorrect or incomplete items on their credit reports.Does ID Watchdog help you put a credit freeze on your credit report?
Yes, ID Watchdog Will help you put a freeze on your credit report with all three credit bureaus.
How to contact ID Watchdog?
The easiest way to contact ID Watchdog is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.
How to cancel ID Watchdog Credit Monitoring membership?
To cancel your ID Watchdog membership, log in as you usually do. Go to your profile or account page and request a membership cancellation.
How can I join ID Watchdog?
- Visit the ID Watchdog website.
- Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
- Check the information is accurate and submit your application.
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Message from ID Watchdog Credit Monitoring
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -60, or 1.8 on a 5-point rating scale.
-60
-1000+100
No one recommends
Everyone recommends
ID Watchdog Credit Monitoring Community Reviews
Would you recommend ID Watchdog Credit Monitoring to your friends?
D. P.
Oct 16, 2019
May or may not recommend
They are just as bad as Lifelock for verifying your ID for account setup. IDWatchdog pulls erroneous data from public records which then screws up your account creation requiring a call to customer service. They could not even figure out that my wife's relatives have been dead for years, yet IDWatchdog asked for their ages. They can't seem to separate my wife and someone else with the ...Show More
Maya A.
Jul 1, 2019
May or may not recommend
By far the WORST company to work with I can’t get enough of the unprofessionalism they should run out of business this company it’s 100% unreliable and fraud DONT DO IT !
U
Anonymous
Mar 19, 2018
May or may not recommend
Really glad I signed up for this service. It was only a few bucks a month for me cause it was an optional benefit through my employer. I found out that someone had stolen my identity and had racked up thousands of dollars of debt buying phones from AT&T and other cell providers. id Watchdog is currently helping me through the process of getting this fraud off ...Show More
Hugo A.
Apr 6, 2017
May or may not recommend
If you rely on this company for watching over your identity and protect it, forget about it. They are prehistoric in their ways of dealing with customers which makes me wonder how effective they can be about their main purpose. They do not have safe electronic ways to communicate, they do not have encrypted communication. They rely instead of secure faxes to be in touch with customers. That means to ...Show More
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Anonymous
Apr 18, 2015
May or may not recommend
Clever name. I'm happy to have a watchdog watching over my credit. I also really like how they track anything that has occured with your medical benefits. I had a good friend who had someone use her medical benefits. They hit some of her thresholds for the year and it was a big mess.
Showing 5 of 5 reviews