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  ID Watchdog Credit Monitoring

ID Watchdog Credit Monitoring

in Credit Monitoring Tools from ID Watchdog

Unaffiliated

ID Watchdog Credit Monitoring

Unaffiliated

in Credit Monitoring Tools from ID Watchdog

SuperMoney Net Recommendation Score -60%

SUPERMONEY NET RECOMMENDATION SCORE

-60%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Triple Bureau Credit Monitoring Yes
Identity Theft Insurance Yes
Max Monthly Fee $19.95
Number of Reviews 5

ID Watchdog Credit Monitoring Review

What is ID Watchdog Credit Monitoring?

ID Watchdog is based in Denver, CO and was founded in 2005. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as ID Watchdog Credit Monitoring.

How much is ID Watchdog Credit Monitoring?

ID Watchdog Credit Monitoring charges a monthly fee that ranges from $14.95 up to $19.95.

Does ID Watchdog offer free credit monitoring services?

No, ID Watchdog Credit Monitoring does not offer free credit monitoring.

Does ID Watchdog Credit Monitoring offer a free trial?

No, ID Watchdog Credit Monitoring does not offer a free trial.

How accurate is ID Watchdog Credit Monitoring?

ID Watchdog Credit Monitoring is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

ID Watchdog Credit Monitoring offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

ID Watchdog Credit Monitoring offers access to the credit reports mentioned below.

Credit Bureau Reporting Options
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. ID Watchdog Credit Monitoring does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

    How often does ID Watchdog Credit Monitoring update?

    ID Watchdog Credit Monitoring allows you to check an updated version of your credit report monthly.

    What features does ID Watchdog Credit Monitoring offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features ID Watchdog Credit Monitoring offers.

    ID Watchdog Credit Monitoring Features
    Description
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Monitoring Features
    • Account Freeze Help
    • Credit Change Alerts
    • Dispute Help
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring

    Does ID Watchdog Credit Monitoring offer identity protection?

    ID Watchdog Credit Monitoring offers the following identity protection service.
    Identity Protection Options
    Supported Options Unsupported Options
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    What is the identity theft insurance limit?

    ID Watchdog Credit Monitoring offers a maximum coverage for identity theft of $1,000,000.

    Does ID Watchdog Credit Monitoring help with fixing credit report errors?

    Yes, ID Watchdog Credit Monitoring helps dispute incorrect or incomplete items on their credit reports.

    Does ID Watchdog Credit Monitoring help you put a credit freeze on your credit report?

    Yes, ID Watchdog Credit Monitoring Will help you put a freeze on your credit report with all three credit bureaus.

    How to contact ID Watchdog Credit Monitoring?

    The easiest way to contact ID Watchdog Credit Monitoring is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

    How to cancel ID Watchdog Credit Monitoring?

    To cancel your ID Watchdog Credit Monitoring account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join ID Watchdog Credit Monitoring?

    1. Visit the ID Watchdog website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
    3. Check the information is accurate and submit your application.

    How does ID Watchdog Credit Monitoring compare to other credit monitoring companies?

    Pros & Cons of ID Watchdog Credit Monitoring
    Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • Helps with disputing errors on your credit report.
  • Will help you put a freeze on your credit report.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • FICO Scores are not available.
  • No free credit monitoring.
  • No free trial available.
  • Does not allow you to check your updated credit report anytime you want.
  • SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    About ID Watchdog Credit Monitoring

    Feature Breakdown

    Monthly Fee $14.95 - $19.95
    Max Monthly Fee $19.95
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Monitoring Features
    • Account Freeze Help
    • Credit Change Alerts
    • Dispute Help
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring
    Access to Credit Report  
    Triple Bureau Credit Monitoring  
    Identity Theft Insurance Limit $1,000,000
    Fix Credit Report Errors  
    Identity Theft Insurance  

    ID Watchdog Credit Monitoring Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    -60%

    -100% 0% +100%
    No one recommends Everyone recommends

    Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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