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Last Updated: 04/18/2025

Bridge City Bank Home Equity Loan

in Home Equity Loans from Bridge City Bank

Last Updated: 04/18/2025

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Highlights

Credit Score Range

600 - 850

Amount Range

N/A

Maximum LTV

80%

Loan Term (Years)

N/A

Bridge City Bank Home Equity Loan Review

Bridge City Bank Home Equity Loan is offered by Bridge City Bank (NMLS #469596), a bank founded in 1959 and based in Bridge City, TX. Bridge City Bank Home Equity Loan are available in 1 state.

Key Takeaways

Only primary residences considered. Bridge City Bank Home Equity Loan does not offer financing for vacation homes or investment properties.
Maximum LTV. Bridge City Bank Home Equity Loan has a maximum loan to value ratio of 80%.
Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for Bridge City Bank Home Equity Loan.

Bridge City Bank Home Equity Loan Pros & Cons

Pros

Cons

No prepayment penalty.
Considers applicants with fair credit.

Charges an origination fee.
No co-sign option available.
Only available in 1 state.

Bridge City Bank Home Equity Loan FAQ

What are the home equity loan requirements of Bridge City Bank Home Equity Loan

This lender's maximum loan to value rate is 80%. That means the total debt secured by the property cannot exceed 80% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $60k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Bridge City Bank Home Equity Loan charge for a home equity loan?

Bridge City Bank Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with Bridge City Bank Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Bridge City Bank Home Equity Loan will consider loans secured by the following property types:

Primary home.

Is Bridge City Bank a legit company?

Bridge City Bank was founded in 1959, it is a well-established company that has been in business for 67 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message from Bridge City Bank Home Equity Loan

With a Bridge City Bank Home Equity Loan, you can borrow against the equity in your home for just about anything-to buy a new car, consolidate other debt, pay college tuition, fund a business venture, and more! A fixed rate of interest allows for easy monthly budgeting. Competitive interest rates. Borrow up to 80% of the current fair market value of your home, less liens and mortgages. Interest may be tax deductible.

Contact

Headquarters

701 W. Roundbunch

Bridge City, TX 77611

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - Invalid DateTime

Friday

9:00AM - 4:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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