Bridge City Bank Mortgage Loan

Bridge City Bank Mortgage Loan Review

Bridge City Bank Mortgage Loan is offered by Bridge City Bank (NMLS #469596), a bank founded in 1959 and based in Bridge City, TX. Bridge City Bank mortgage are available in 1 state across the USA.

Key Takeaways

• 4 different mortgage programs offered. Bridge City Bank Mortgage Loan offers FHA, USDA, VA, conforming, and conventional mortgages.
• Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
• Standard interest rates types. Bridge City Bank Mortgage Loan offers adjustable-rate mortgages and fixed-rate mortgages.
• Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Bridge City Bank Mortgage Loan does offer financing for primary and secondary homes (e.g. vacation properties).
• Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
• Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for Bridge City Bank Mortgage Loan.

Bridge City Bank Mortgage Loan Pros & Cons

Bridge City Bank mortgage FAQ

What mortgage rates does Bridge City Bank offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Bridge City Bank mortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Bridge City Bank mortgage offers the following mortgage types:

• FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Bridge City Bank mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Bridge City Bank mortgage allows the following property usage types: 

• Primary home

What is the customer service phone number?

The customer service number for Bridge City Bank Mortgage Loan is (866) 999-3516.

What is the support contact email?

The support contact email for is ckovatch@bc-sb.com.