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Last Updated: 04/18/2025

Exchange Bank Home Equity Loan

in Home Equity Loans from Exchange Bank of Milledgeville

Last Updated: 04/18/2025

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Credit Score Range

600 - 850

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

N/A
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Exchange Bank Home Equity Loan Review

Exchange Bank Home Equity Loan is offered by Exchange Bank of Milledgeville (NMLS #401817), a bank founded in 1903 and based in Milledgeville, GA. Exchange Bank Home Equity Loan are available in 1 state.

Key Takeaways

  • Only primary residences considered. Exchange Bank Home Equity Loan does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for Exchange Bank Home Equity Loan.

Exchange Bank Home Equity Loan Pros & Cons

Exchange Bank Home Equity Loan FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Exchange Bank Home Equity Loan charge for a home equity loan?

Exchange Bank Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with Exchange Bank Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Exchange Bank Home Equity Loan will consider loans secured by the following property types:
  • Primary home.

Is Exchange Bank of Milledgeville a legit company?

Exchange Bank of Milledgeville was founded in 1903, it is a well-established company that has been in business for 123 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message from Exchange Bank Home Equity Loan

A home equity loan can give you access to funds when you need it most or when you just want to turn your to do list into a done list. Funds made available to you through this type of loan can be used for an endless number of things, such as: Home Improvements, Cover Large Expenses, Consolidate Debt and Life Events (Weddings, Vacation, etc.…) . Your home’s equity is the difference between what you owe on your mortgage and the current appraised value of your home. You may be eligible to turn a portion of that equity into cash through a loan. At Exchange Bank, we offer two types of home equity loans. Installment Loans and Lines of Credit options are both available.

Contact

Headquarters

250 W. Hancock Street
Milledgeville, GA 31061
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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