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Last Updated: 04/18/2025

KeyBank Home Equity Loans

in Home Equity Loans from KeyBank

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

Starting at $25,000

Maximum LTV

90%

Loan Term (Years)

5 - 30

KeyBank Home Equity Loans Review

KeyBank Home Equity Loans is offered by KeyBank , a financial services company founded in 2009 and based in Cleveland, OH. KeyBank Home Equity Loans are available in 15 states.

Key Takeaways

Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Origination fees starting at $295.Origination fees are deducted from the loan amount, so take it into account when deciding how much you need to borrow.
High maximum LTV ratio. KeyBank Home Equity Loans has a maximum loan to value ratio of 90%.

KeyBank Home Equity Loans Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 15 states.

KeyBank Home Equity Loans FAQ

What are the home equity loan requirements of KeyBank Home Equity Loans

This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does KeyBank Home Equity Loans charge for a home equity loan?

KeyBank Home Equity Loans may charge a loan origination fee of $295.

What types of property can you use as security for a home equity loan with KeyBank Home Equity Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. KeyBank Home Equity Loans will consider loans secured by the following property types:

Primary home.
Secondary homes and vacation properties.
Investment properties and house flipping projects.

Is KeyBank a legit company?

KeyBank was founded in 2009, it is a well-established company that has been in business for 17 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

127 Public Square

Cleveland, OH 44114

(800) 539-2968

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