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Last Updated: 04/18/2025

Santa Rosa County FCU Home Equity Loan

in Home Equity Loans from Santa Rosa County Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

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Maximum LTV

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Loan Term (Years)

Up to 20

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Santa Rosa County FCU Home Equity Loan Review

Santa Rosa County FCU Home Equity Loan is offered by Santa Rosa County Federal Credit Union , a credit union founded in 1957 and based in Milton, FL. Santa Rosa County FCU Home Equity Loan are available in 50 states and Washington, DC.

Key Takeaways

  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Santa Rosa County FCU Home Equity Loan Pros & Cons

Santa Rosa County FCU Home Equity Loan FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Santa Rosa County FCU Home Equity Loan charge for a home equity loan?

Santa Rosa County FCU Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with Santa Rosa County FCU Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Santa Rosa County FCU Home Equity Loan will consider loans secured by the following property types:
  • Primary home.
  • Secondary homes and vacation properties.
  • Investment properties and house flipping projects.

Is Santa Rosa County Federal Credit Union a legit company?

Santa Rosa County Federal Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

5909 Stewart St
Milton, FL 32570
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed

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