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Last Updated: 04/18/2025

Santa Rosa County FCU First Mortgage Refinance

from Santa Rosa County Federal Credit Union

Last Updated: 04/18/2025

Santa Rosa County Federal Credit Union logo
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Credit Score Range

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Amount Range

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Loan Term (Years)

Up to 15

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Santa Rosa County FCU First Mortgage Refinance Review

Santa Rosa County FCU First Mortgage Refinance is offered by Santa Rosa County Federal Credit Union , a credit union founded in 1957 and based in Milton, FL. Santa Rosa County FCU First Mortgage Refinance are available in 50 states and Washington, DC.

Key Takeaways

  • Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
  • Standard interest rates types. Santa Rosa County FCU First Mortgage Refinance only offers fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Santa Rosa County FCU First Mortgage Refinance.

Santa Rosa County FCU First Mortgage Refinance Pros & Cons

Santa Rosa County FCU First Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Santa Rosa County FCU First Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Santa Rosa County FCU First Mortgage Refinance offers mortgage refinancing with terms of up to 15 years.

How long does Santa Rosa County FCU First Mortgage Refinance take to refinance?

Santa Rosa County FCU First Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Santa Rosa County FCU First Mortgage Refinance charge a mortgage origination fee?

Yes, Santa Rosa County FCU First Mortgage Refinance will charge a loan origination fee .

What property usage types does Santa Rosa County FCU First Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Santa Rosa County FCU First Mortgage Refinance allows the following property usage types:
  • Primary home
  • Secondary homes and vacation properties

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5909 Stewart St
Milton, FL 32570
(850) 623-3877
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed

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SuperMoney Net Recommendation Score

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