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Last Updated: 04/18/2025

Santa Rosa County FCU Line of Credit

from Santa Rosa County Federal Credit Union

Last Updated: 04/18/2025

Santa Rosa County Federal Credit Union logo
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Amount Range

N/A

APR (Fixed APR)

Starting at 9.90%(Verified 06/21/2024)

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Santa Rosa County FCU Line of Credit Review

Santa Rosa County FCU Line of Credit is offered through Santa Rosa County Federal Credit Union, a credit union founded in 1957 and based in Milton, FL. Santa Rosa County FCU Line of Credit are available in 50 states and Washington, DC.

Santa Rosa County FCU Line of Credit FAQ

What APRs does Santa Rosa County FCU Line of Credit offer?

Santa Rosa County FCU Line of Credit offers an APR that starts at 9.90% APR.

Does the Santa Rosa County FCU Line of Credit charge an origination fee?

Yes, Santa Rosa County FCU Line of Credit charges a line of credit origination fee .

Does the Santa Rosa County FCU Line of Credit charge a cash advance fee?

Yes, Santa Rosa County FCU Line of Credit may charge a fee .

Does Santa Rosa County FCU Line of Credit charge a late fee?

Yes, Santa Rosa County FCU Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for Santa Rosa County FCU Line of Credit?

Santa Rosa County FCU Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Santa Rosa County FCU Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Santa Rosa County FCU Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • U.S. tax identification number

Does Santa Rosa County FCU Line of Credit report your account activity to credit bureaus?

Yes, Santa Rosa County FCU Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Santa Rosa County Federal Credit Union perform a hard credit pull?

Yes, Santa Rosa County FCU Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Santa Rosa County FCU Line of Credit

  • Visit the Santa Rosa County FCU Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5909 Stewart St
Milton, FL 32570
(850) 623-3877
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed

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