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Esurance Home Insurance
in Homeowners Insurance from Esurance
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Esurance Home Insurance

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in Homeowners Insurance from Esurance
SuperMoney Net Recommendation Score +14  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +14, equating to 3.3 on a 5 point rating scale.

+14

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

3 users recommend
2 users are unsure
2 users don't recommend
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Highlights
Community Rating Mostly recommended
Financial Strength Rating A+
Number of Reviews 7

Esurance Home Insurance Review

Esurance Home Insurance is an insurance carrier based in San Francisco, CA. The company was founded in 1999 and offers home insurance in 43 states in the USA.

Esurance Home Insurance FAQ

What is the financial strength rating of Esurance Home Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

What types of coverage does Esurance Home Insurance offer?

Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. Esurance Home Insurance offers the following types of home insurance coverage:

Esurance Home Insurance customers can also add the following riders or endorsements to their home insurance policies:

How can you save money on a Esurance Home Insurance home insurance policy?

When you ask for a quote with Esurance Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Esurance Home Insurance.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Our Editor

What We Love About Esurance Home and Renters Insurance

Esurance offers both home and renters insurance so everyone can make use of their services. The company also offers some features that can be hard to find elsewhere, such as water backup coverage and coverage of fire department charges. Esurance also has a variety of optional features available so customers can tailor their insurance to meet their specific needs. 

What Could Esurance Do Better?

Unfortunately, Esurance doesn’t offer renters and homeowners insurance in every state so not everyone can make use of it. It also may not be the best option for coverage for every person, depending on specific requirements. Many different factors go into pricing homeowners and renters insurance from Esurance so it’s not going to have the lowest rate for everyone.

Esurance Backstory

Esurance was founded in 1998 and was one of the first insurance companies to offer a fully online purchasing experience. The company was acquired by Allstate in 2011, which added better financial backing so the business could continue to build its presence on the Internet. Esurance offers a variety of types of insurance with different discounts, rates, and features to meet the needs of many types of customers.

The Verdict

The homeowners and renters insurance from Esurance may be the right option for some consumers. Keep in mind that not all states have access to Esurance insurance so you will instead be referred to a partner company to access policies. One of the things going for Esurance policies is that they often include extra features to protect homeowners and renters in emergencies.

The best way to determine whether Esurance renters or homeowners insurance is right for you is by applying for it and several other company’s insurance offerings. This will give you an idea of who has the features you need at a price you can afford. It’s best to consider three to five other companies before deciding one is the best for your needs.

Availability

  Available in 43 states
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • North Carolina
  • North Dakota
  • Nebraska
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia

Feature Breakdown

Policy Discounts
  • Automatic Payment
  • Continuously Insured
  • Full Payment
  • Good Credit
  • Loyalty / Long-Term Customer
  • Multiple Policy
  • New Customer / Competitor Transfer
  • Higher Deductibles
  • Claims Free
  • Non-Smoker
Property Discounts
  • Alarm System
  • Home Monitoring System
  • Smoke Detectors
  • Home Buyer
  • Recent Home Improvements / New Roof
Home and Renters Insurance
  • Guest Medical Protection
  • Personal Property Protection
  • Reimbursed Living Expenses
  • Dwelling Coverage
  • Liability Coverage
  • Other Structures Coverage
Home and Renters Insurance Riders
  • Earthquake Coverage
  • Sewage and Drain Backup Coverage
  • Valuable Items
  • Identity Theft Protection
  • Electronic Data Recovery Coverage
  • Flood Coverage (Federal)
  • Yard and Garden Coverage
Financial Strength Rating A+
Claim Forgiveness
Loyalty Program

Esurance Home Insurance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +14, equating to 3.3 on a 5 point rating scale.

+14

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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