Esurance Home Insurance

What We Love About Esurance Home and Renters Insurance

Esurance offers both home and renters insurance so everyone can make use of their services. The company also offers some features that can be hard to find elsewhere, such as water backup coverage and coverage of fire department charges. Esurance also has a variety of optional features available so customers can tailor their insurance to meet their specific needs. 

What Could Esurance Do Better?

Unfortunately, Esurance doesn’t offer renters and homeowners insurance in every state so not everyone can make use of it. It also may not be the best option for coverage for every person, depending on specific requirements. Many different factors go into pricing homeowners and renters insurance from Esurance so it’s not going to have the lowest rate for everyone.

Esurance Backstory

Esurance was founded in 1998 and was one of the first insurance companies to offer a fully online purchasing experience. The company was acquired by Allstate in 2011, which added better financial backing so the business could continue to build its presence on the Internet. Esurance offers a variety of types of insurance with different discounts, rates, and features to meet the needs of many types of customers.

The Verdict

The homeowners and renters insurance from Esurance may be the right option for some consumers. Keep in mind that not all states have access to Esurance insurance so you will instead be referred to a partner company to access policies. One of the things going for Esurance policies is that they often include extra features to protect homeowners and renters in emergencies.

The best way to determine whether Esurance renters or homeowners insurance is right for you is by applying for it and several other company’s insurance offerings. This will give you an idea of who has the features you need at a price you can afford. It’s best to consider three to five other companies before deciding one is the best for your needs.