Esurance Boaters Insurance
Esurance Boaters Insurance
in Boaters Insurance from Esurance

Esurance Boaters Insurance

in Boaters Insurance from Esurance
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Financial Strength Rating A+

Esurance Boaters Insurance Review

Esurance Boaters Insurance is an insurance carrier with headquarters in San Francisco, CA. The company was established in 1999 and offers boat insurance in 43 states in the USA.

Esurance Boaters Insurance FAQ

What types of boat insurance coverage does Esurance Boaters Insurance offer?

Although we often talk about boat insurance in the singular, it really includes several types of coverage. Esurance Boaters Insurance offers the following types of coverage:

  • Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident. 

  • Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another boat or property when at fault in an accident.

  • Collision Coverage: Collision coverage is an optional policy that pays for the cost of repairing or replacing your boat after an accident. If you have a lease, the lender may require you to buy collision insurance.

  •  Comprehensive Coverage: If your boat is damaged in an event other than a collision, comprehensive coverage will pay for the cost of the repair. Covered events include storms, floods, fire, vandalism, and theft.

What benefits does Esurance Boaters Insurance offer?

Esurance Boaters Insurance offers the following benefits to its customers:

  • 24/7 Phone Availability: Customer service is staffed around the clock.

What is the financial strength rating of Esurance Boaters Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies.  SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.

Esurance Boaters Insurance scores an A+, SuperMoney's highest available rating.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Esurance Boaters Insurance

PROTECT YOUR WATERCRAFT AND YOUR CREW. The only thing better than a day at sea is knowing that if the unexpected happens, you, your passengers and your boat will be taken care of. Get peace of mind with a comprehensive boat insurance policy from Allstate for about $25 per month. The cost of boat insurance may be more affordable than you think. You can look out for your budget with special discounts, in addition to covering your watercraft and your family. If you're gathering quotes from multiple companies to find the best boat insurance for you, be sure to choose the same coverages, limits and deductibles for each quote. You'll enjoy your voyage even more knowing you're doing your part to protect your boat and your passengers. Simple things like sharing information, carrying a VHF radio and having a navigation system go a long way to keep your journey as safe as possible.


  Available in 43 states
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • North Carolina
  • North Dakota
  • Nebraska
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia

Feature Breakdown

Policy Discounts
  • Defensive Driver / Safety Course
  • Full Payment
  • Homeowner
  • Loyalty / Long-Term Customer
  • Higher Deductibles
  • Claims Free
Boaters Policy Endorsements
  • Fishing Equipment & Carry-On Items
  • Hurricane Coverage
  • Ice / Freeze Coverage
Vehicle Policy Endorsements Emergency Roadside Service
Financial Strength Rating A+
Carrier Features 24/7 Phone Availability
Emergency Roadside Assistance
On-Water Towing and Labor

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