Last Updated: 04/18/2025
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Highlights
Community Rating
Strongly recommended
Financial Strength Rating
A(Verified 04/18/2025)
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Number of Reviews
Kin Home Insurance Review
Kin Home Insurance is an insurance carrier based in Chicago, IL. The company was founded in 2016 and offers home insurance in 2 states in the USA.
Kin Home Insurance FAQ
What is the financial strength rating of Kin Home Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Kin Home Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.
What types of coverage does Kin Home Insurance offer?
Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. Kin Home Insurance offers the following types of home insurance coverage:
Liability Coverage:
The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.
Personal Property Protection:
This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.
Renters Liability Coverage:
If a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability coverage can help to cover the associated legal costs and related damages. For example, if a visitor accidentally trips and falls in your apartment and breaks a leg, your renters insurance policy may be able to help protect you.
Kin Home Insurance customers can also add the following riders or endorsements to their home insurance policies:
How can you save money on a Kin Home Insurance home insurance policy?
When you ask for a quote with Kin Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.
- Alarm System
- Home Security or Protective Devices
- Recent Home Improvements / New Roof
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Kin Home Insurance.
What additional benefits does Kin Home Insurance offer?
Kin Home Insurance offers the following benefits to its customers:
Local Agents:
Perfect for people who prefer the personal touch of a local insurance agent.
Digital Claims Reporting:
Never fax or mail a document again.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
8:00AM - 3:00PM
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.
+100
-1000+100
No one recommends
Everyone recommends
Kin Home Insurance Community Reviews
Would you recommend Kin Home Insurance to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
Getting Kin insurance was a breeze, communication with representatives over the phone and email was great. They didn't mind answering all the questions I've had and confirming the quote multiple times after I would change my mind from one thing to the other. Price was competitive as well, quarterly payment plan was convenient for me instead of paying the total in one time. Overall pretty good so far.
IF
Iryna F.
Oct 15, 2022
May or may not recommend
Getting Kin insurance was a breeze, communication with representatives over the phone and email was great. They didn't mind answering all the questions I've had and confirming the quote multiple times after I would change my mind from one thing to the other. Price was competitive as well, quarterly payment plan was convenient for me instead of paying the total in one time. Overall pretty good so far.
DT
Darril T.
Sep 20, 2022
May or may not recommend
After my water leak in the kitchen my floor was elevated and practically destroyed. Kin customer service was great in walking me through how to submit a claim and they were quick to provide an estimate.
SJ
Sachida J.
Jun 14, 2022
May or may not recommend
I have been with Kin Home Insurance for about a year now and have nothing but good things to say about them. They have always been quick to respond to any questions or concerns I have had, and have always been very fair with their rates. I would definitely recommend them to anyone looking for a good home insurance company.
HU
Haley U.
Mar 19, 2022
May or may not recommend
Kin is great! I have an alarm system which let me save some money on my insurance, & the customer service is great!
OL
Oyalola L.
Oct 29, 2020
May or may not recommend
Signing up with Kin was quite easy and their coverage was very affordable. When a part of my house got burnt, I was very devastated. I filed a claim apprehensively, not really sure if I could trust the process. They exceeded my expectations by far and helped me replace most of the burnt items. They really took so much pain away.
Showing 6 of 6 reviews