Last Updated: 04/18/2025
SuperMoney User Recommendation Score +71
Strongly recommended7 total votes
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Highlights
Community Rating
Strongly recommended
Financial Strength Rating
A(Verified 04/18/2025)
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Number of Reviews
Alfa Insurance Home Insurance Review
Alfa Insurance Home Insurance is an insurance carrier based in Brentwood, TN. The company was founded in 1946 and offers home insurance in 12 states in the USA.
Alfa Insurance Home Insurance FAQ
What is the financial strength rating of Alfa Insurance Home Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Alfa Insurance Home Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.
What types of coverage does Alfa Insurance Home Insurance offer?
Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. Alfa Insurance Home Insurance offers the following types of home insurance coverage:
Dwelling Coverage:
Also called "dwelling insurance." This is the part of your homeowner's insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.
Guest Medical Protection:
This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.
Liability Coverage:
The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.
Other Structures Coverage:
This covers structures on the residence premises separated from the dwelling by a clear space or connected to the dwelling by a fence, utility line, or related connection. Examples include a detached garage, tool shed, driveway, swimming pool, gazebo, or fence.
Personal Property Protection:
This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.
Reimbursed Living Expenses:
This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.
Alfa Insurance Home Insurance customers can also add the following riders or endorsements to their home insurance policies:
Valuable Items:
Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.
How can you save money on a Alfa Insurance Home Insurance home insurance policy?
When you ask for a quote with Alfa Insurance Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.
- Alarm System
- Home Security or Protective Devices
- Recent Home Improvements / New Roof
- Deadbolt Locks on Exterior Doors
- Fire Extinguisher in the Home
- Home Monitoring System
- Smoke Detectors
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Alfa Insurance Home Insurance.
What additional benefits does Alfa Insurance Home Insurance offer?
Alfa Insurance Home Insurance offers the following benefits to its customers:
24/7 Phone Availability:
Customer service is staffed around the clock.
Local Agents:
Perfect for people who prefer the personal touch of a local insurance agent.
Digital Claims Reporting:
Never fax or mail a document again.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +71, or 4.4 on a 5-point rating scale.
+71
-1000+100
No one recommends
Everyone recommends
Alfa Insurance Home Insurance Community Reviews
Would you recommend Alfa Insurance Home Insurance to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
What ALFA lacks in range of availability it makes up for in impeccable response time and excellent customer service. I was especially impressed by the broad spectrum of coverages and ways to save money. The prices are also quite reasonable, which is important these days, especially with the way the economy is currently. Would definitely recommend.
NS
Nathalie S.
May 11, 2022
May or may not recommend
ive been using Alfa services for a few months now and im very happy with the affordable monthly payments, they have made evrything easy for me. They have the best customer service ever. Totally recommed
Robert W.
Mar 12, 2022
May or may not recommend
What ALFA lacks in range of availability it makes up for in impeccable response time and excellent customer service. I was especially impressed by the broad spectrum of coverages and ways to save money. The prices are also quite reasonable, which is important these days, especially with the way the economy is currently. Would definitely recommend.
HU
Haley U.
Mar 11, 2022
May or may not recommend
I’ve loved using Alpha insurance over the past 8 months. Ive never had such affordable payments, which has helped me save up a little extra money on the side! I’ve already told all my friends & family about Alpha, & you should try it too!!!
Becca -.
Feb 23, 2022
May or may not recommend
If you can look past the fact that Alfa is more of an "exclusive" home insurance option considering the limited location access, there really isn't much to complain about. With absolutely stellar customer service upheld by friendly and knowledgeable representatives, as well as very affordable payment plans; what more could you really ask for? I'm honestly shocked that Alfa Home Insurance isn't a more widespread company already, however, I'm hopeful ...Show More
PC
Patrick C.
Oct 7, 2021
May or may not recommend
These guys are the real deal , from the affordable deductible , all the way to the super low monthly payments .This is the best home insurance on the market .I can honestly say this was my first choice after getting a quick quote thanks to their 24/7 Customer Support hotline They should be able to point you in the right direction from the there. Not only do I recommend ...Show More
Originsand T.
Jul 1, 2021
May or may not recommend
The insurance was not available in my area (or in several areas be sure to call and check )but the customer service was excellent and she directed me by offering the correct phone number.
Showing 7 of 7 reviews