Last Updated: 04/18/2025
New Jersey Manufacturers Home Insurance
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Community Rating
Strongly recommended
Financial Strength Rating
A+(Verified 04/18/2025)
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Number of Reviews
New Jersey Manufacturers Home Insurance Review
New Jersey Manufacturers Home Insurance is an insurance carrier based in West Trenton, NJ. The company was founded in 1913 and offers home insurance in 2 states in the USA.
New Jersey Manufacturers Home Insurance FAQ
What is the financial strength rating of New Jersey Manufacturers Home Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
New Jersey Manufacturers Home Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.
What types of coverage does New Jersey Manufacturers Home Insurance offer?
Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. New Jersey Manufacturers Home Insurance offers the following types of home insurance coverage:
Dwelling Coverage:
Also called "dwelling insurance." This is the part of your homeowner's insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.
Guest Medical Protection:
This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.
Liability Coverage:
The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.
Other Structures Coverage:
This covers structures on the residence premises separated from the dwelling by a clear space or connected to the dwelling by a fence, utility line, or related connection. Examples include a detached garage, tool shed, driveway, swimming pool, gazebo, or fence.
Personal Property Protection:
This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.
Reimbursed Living Expenses:
This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.
New Jersey Manufacturers Home Insurance customers can also add the following riders or endorsements to their home insurance policies:
Identity Theft Protection:
This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.
Valuable Items:
Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.
How can you save money on a New Jersey Manufacturers Home Insurance home insurance policy?
When you ask for a quote with New Jersey Manufacturers Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.
- Alarm System
- Home Security or Protective Devices
- Recent Home Improvements / New Roof
- Home Monitoring System
- Smoke Detectors
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with New Jersey Manufacturers Home Insurance.
What additional benefits does New Jersey Manufacturers Home Insurance offer?
New Jersey Manufacturers Home Insurance offers the following benefits to its customers:
24/7 Phone Availability:
Customer service is staffed around the clock.
Local Agents:
Perfect for people who prefer the personal touch of a local insurance agent.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:00AM - 9:00PM
Tuesday
7:00AM - 9:00PM
Wednesday
7:00AM - 9:00PM
Thursday
7:00AM - 9:00PM
Friday
7:00AM - 9:00PM
Saturday
Closed
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.
+100
-1000+100
No one recommends
Everyone recommends
New Jersey Manufacturers Home Insurance Community Reviews
Would you recommend New Jersey Manufacturers Home Insurance to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
My family is very happy with New Jersey Manufacturers Home Insurance. First of all, the customer service has been incredible. They helped especially during Hurricane Sandy when that severely affected my home. It is a company dedicated to working with the local community and they pay a dividend if you have no claims at the end of the year. They are very responsive and fair when you have claims.
Mayling M.
Sep 13, 2022
May or may not recommend
When shopping for Home owners insurance, I was saddened that no one suggested at the time NJM. They provide Identity theft protection that would have been extremely helpful a couple of years back when my information was stolen. With today's technology and everything being done online, we are more exposed then we realize and that coverage on its own would have saved a lot of head aches. I have ...Show More
NS
Nathalie S.
May 11, 2022
May or may not recommend
My family had NJM insurance, for over 10 years, and there was never and issue, with the company, they have fair rates overll, however i will say that the customer service representatives are not the most attentive.
AB
Akil B.
Feb 10, 2022
May or may not recommend
I appreciated their products what they deliver is the basic need of every person. they will make your life easy.
NI
Nicole I.
Nov 4, 2020
May or may not recommend
My family is very happy with New Jersey Manufacturers Home Insurance. First of all, the customer service has been incredible. They helped especially during Hurricane Sandy when that severely affected my home. It is a company dedicated to working with the local community and they pay a dividend if you have no claims at the end of the year. They are very responsive and fair when you have claims.
ZM
Zoja M.
May 9, 2019
May or may not recommend
I drive a car for 8 years and at s
Showing 6 of 6 reviews