Last Updated: 04/18/2025
SuperMoney User Recommendation Score +63
Strongly recommended8 total votes
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Highlights
Community Rating
Strongly recommended
Financial Strength Rating
A-(Verified 04/18/2025)
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Number of Reviews
Hippo Home Insurance Review
Hippo Home Insurance is an insurance carrier based in Mountain View, CA. The company was founded in 2015 and offers home insurance in 15 states in the USA.
Hippo Home Insurance FAQ
What is the financial strength rating of Hippo Home Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Hippo Home Insurance scores an A- financial strength rating. Insurance companies with this score show an excellent ability to cover their insurance responsibilities.
What types of coverage does Hippo Home Insurance offer?
Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. Hippo Home Insurance offers the following types of home insurance coverage:
Dwelling Coverage:
Also called "dwelling insurance." This is the part of your homeowner's insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.
Guest Medical Protection:
This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.
Liability Coverage:
The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.
Other Structures Coverage:
This covers structures on the residence premises separated from the dwelling by a clear space or connected to the dwelling by a fence, utility line, or related connection. Examples include a detached garage, tool shed, driveway, swimming pool, gazebo, or fence.
Personal Property Protection:
This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.
Renters Liability Coverage:
If a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability coverage can help to cover the associated legal costs and related damages. For example, if a visitor accidentally trips and falls in your apartment and breaks a leg, your renters insurance policy may be able to help protect you.
Hippo Home Insurance customers can also add the following riders or endorsements to their home insurance policies:
Equipment Breakdown Protection:
This protects from loss due to a mechanical or electrical breakdown of nearly any type of equipment, including photocopiers and computers. Coverage applies to the cost to repair or replace the equipment and any other property damaged by the equipment breakdown.
Personal Injury Liability Coverage:
This protects you against bodily injury and property damage for which you or the residents of your home are responsible.
Sewage and Drain Backup Coverage:
This coverage helps you repair water damage from overflowing drains and sewers, broken sump pumps, and damage that results from water moving from the ground up.
Valuable Items:
Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.
How can you save money on a Hippo Home Insurance home insurance policy?
When you ask for a quote with Hippo Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.
- Home Buyer
- Home Security or Protective Devices
- Home Monitoring System
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Hippo Home Insurance.
What additional benefits does Hippo Home Insurance offer?
Hippo Home Insurance offers the following benefits to its customers:
24/7 Phone Availability:
Customer service is staffed around the clock.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +63, or 4.3 on a 5-point rating scale.
+63
-1000+100
No one recommends
Everyone recommends
Hippo Home Insurance Community Reviews
Would you recommend Hippo Home Insurance to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
Hippo home insurance is very good since it makes buying houses much more affordable. This company is available in 15 states in the USA. They have many affordable coverages . Their customer service is very good because they guide people through the best options. The mobile app makes it so much easier to submit claims and manage your policies .Overall, I highly recommend this home insurance company because it has ...Show More
Sana F.
Sep 28, 2022
May or may not recommend
I won't recommend Hippo because one time I called them to get the details and they told me it not available where I live although they offer good and affordable rates and provide discounts. So just double check and do your research before getting it.
Sania A.
Sep 16, 2022
May or may not recommend
Hippo home insurance is very good since it makes buying houses much more affordable. This company is available in 15 states in the USA. They have many affordable coverages . Their customer service is very good because they guide people through the best options. The mobile app makes it so much easier to submit claims and manage your policies .Overall, I highly recommend this home insurance company because ...Show More
DH
Denicki H.
Aug 18, 2022
May or may not recommend
I had a very good experience with their customer service and trying to learn more. They had quite a lot of options of different coverages we could have for our future home, and it was all very comprehensive
LR
Lily R.
Jun 30, 2022
May or may not recommend
Hippo home insurance makes your life easier! They have quick reliable customer service always available to you & they have the best rates!!
SJ
Sachida J.
Jun 14, 2022
May or may not recommend
If you're looking for a comprehensive and affordable home insurance policy, Hippo Home Insurance is a great option. They offer a wide range of coverage options, including replacement cost coverage for your home and contents, personal liability protection, and medical payments coverage. You can also add on optional coverages like flood insurance or earthquake insurance. I appreciate that Hippo makes it easy to get a quote and compare rates from ...Show More
U
Anonymous
Jun 4, 2022
May or may not recommend
I highly recommend Hippo Home Insurance! There are several specific reasons I’m very happy I chose Hippo for my homeowners insurance: they sent me a kit from SimpliSafe home security for free, their rates are very affordable in the Denver metro area, and they offer types of coverage that you won’t easily find elsewhere. Hippo covers service lines which is an amazing bonus, my home is older and knowing that ...Show More
Sheala N.
May 30, 2022
May or may not recommend
Their prices are somewhat reasonable. But the thing that's most irritating is that there hard to reach and for any company that shouldn't be no such thing. So you ending up waiting a long awaited time just trying to reach someone.
Showing 8 of 8 reviews