Last Updated: 04/18/2025
SuperMoney User Recommendation Score +50
Strongly recommended8 total votes
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Highlights
Community Rating
Strongly recommended
Financial Strength Rating
A(Verified 04/18/2025)
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Number of Reviews
Selective Insurance Home Insurance Review
Selective Insurance Home Insurance is an insurance carrier based in Branchville, NJ. The company was founded in 1926 and offers home insurance in 13 states in the USA.
Selective Insurance Home Insurance FAQ
What is the financial strength rating of Selective Insurance Home Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Selective Insurance Home Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.
What types of coverage does Selective Insurance Home Insurance offer?
Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. Selective Insurance Home Insurance offers the following types of home insurance coverage:
Dwelling Coverage:
Also called "dwelling insurance." This is the part of your homeowner's insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.
Liability Coverage:
The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.
Other Structures Coverage:
This covers structures on the residence premises separated from the dwelling by a clear space or connected to the dwelling by a fence, utility line, or related connection. Examples include a detached garage, tool shed, driveway, swimming pool, gazebo, or fence.
Personal Property Protection:
This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.
Selective Insurance Home Insurance customers can also add the following riders or endorsements to their home insurance policies:
Identity Theft Protection:
This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.
Sewage and Drain Backup Coverage:
This coverage helps you repair water damage from overflowing drains and sewers, broken sump pumps, and damage that results from water moving from the ground up.
Valuable Items:
Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.
How can you save money on a Selective Insurance Home Insurance home insurance policy?
When you ask for a quote with Selective Insurance Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.
- Alarm System
- Home Monitoring System
- Smoke Detectors
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Selective Insurance Home Insurance.
What additional benefits does Selective Insurance Home Insurance offer?
Selective Insurance Home Insurance offers the following benefits to its customers:
24/7 Phone Availability:
Customer service is staffed around the clock.
Local Agents:
Perfect for people who prefer the personal touch of a local insurance agent.
Digital Claims Reporting:
Never fax or mail a document again.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +50, or 4 on a 5-point rating scale.
+50
-1000+100
No one recommends
Everyone recommends
Selective Insurance Home Insurance Community Reviews
Would you recommend Selective Insurance Home Insurance to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
My wife and I were able to use them for our home insurance needs after we moved into our new home. Any step of the way, I've felt secure. And if nothing drastic has happened to our house, we know they will be there for us when we need them.
LR
Lily R.
Jun 30, 2022
May or may not recommend
Selective insurance home insurance is the only insurance company my family and I trust. They have quick, reliable customer service and are always there when you need them!! They always work within your budget as well!
LB
Leonard B.
Nov 10, 2021
May or may not recommend
I see that this insurance offers great benefits. I did a but of research and I'm impressed however, it lacks expandability which makes me uncertain about it.
Antonyo H.
Aug 25, 2021
May or may not recommend
I would recommend this insurance company to friends and family because my grandmother has used this insurance company before and she is 93 years old and all she talks about.
GW
Gabrielle W.
Aug 1, 2021
May or may not recommend
The company's prices and plans are decent. But the website looks so unprofessional and unhelpful. It's hard to find the information that you need and can be easily mistaken for a scam website. The only way I was able to find solid information was by calling them. I don't feel safe doing anything online on their website.
DR
Devine R.
Jul 14, 2021
May or may not recommend
The benefits are easy to explain and the prices are fair. I feel good knowing that my new home is insurance and backed by this company.
SH
Sally H.
Apr 10, 2021
May or may not recommend
My wife and I were able to use them for our home insurance needs after we moved into our new home. Any step of the way, I've felt secure. And if nothing drastic has happened to our house, we know they will be there for us when we need them.
MO
Mahmoud O.
Jul 17, 2017
May or may not recommend
DO NOT insure your home with selective ... Don't even think about it .
They are thieves .
I claimed my roof last week because it was missing shingles , the wind caused some shingles fall on the grass , three roof sections that are facing the direction of the wind had sever damage , the other four sections were still in great shape but the selective insurance adjuster said it was ...Show More
Showing 8 of 8 reviews