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AmCap Purchase Mortgage

in Home Purchase Mortgages from AmCap Mortgage · NMLS ID #129122

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AmCap Purchase Mortgage

Unaffiliated

in Home Purchase Mortgages from AmCap Mortgage · NMLS ID #129122

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Highlights
Community Rating	Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Loan Amount	$50,000 - $3,000,000
APR	N/A
Loan Term (Years)	N/A

AmCap Purchase Mortgage Review

AmCap Purchase Mortgage is offered by AmCap Mortgage (NMLS #129122), a direct lender founded in 2002 and based in Houston, TX. AmCap Purchase Mortgage is available in 35 states (and Washington, DC).

How much can you borrow via AmCap Purchase Mortgage?

AmCap Purchase Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

Does AmCap Purchase Mortgage charge a mortgage origination fee?

Yes, AmCap Purchase Mortgage may charge a loan origination fee.

What mortgage programs does AmCap Purchase Mortgage offer?

AmCap Purchase Mortgage offers the following mortgage types:

Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does AmCap Purchase Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AmCap Purchase Mortgage allows the following property usage types:

Primary home
Investment properties and house flipping projects

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